Zhongyuan Bank must repay the credit card after overdraft consumption, otherwise the consequences of overdue repayment will be very serious. Zhongyuan Bank needs to know some things in advance before credit card repayment, including repayment time, repayment channel and arrival time. Let's have a look.
1. When will Zhongyuan Bank's credit card be returned?
Like all banks, Zhongyuan Bank has a repayment date, which is generally the 25th day after the bill date.
However, because Zhongyuan Bank has a three-day grace period, the latest repayment time shall not exceed 17 pm on the last day of the grace period, otherwise it will be overdue.
2. What are the credit card repayment channels of Zhongyuan Bank?
Zhongyuan Bank Credit Card supports repayment through its own channels, other channels and third-party platforms, as follows:
1. Bank channels:
You can download Zhongyuan Bank mobile banking and use Zhongyuan Bank debit card to repay; You can also deposit cash into a credit card for repayment at any branch of Zhongyuan Bank or self-service equipment, or handle credit card repayment through the quick repayment service of Zhongyuan Bank WeChat official account.
Repayments through the above channels of our bank are all received in real time, and the credit card limit will be restored in real time after receipt.
2. Other channels:
You can use other banks' mobile banking, counters, ATMs and other channels to transfer and repay. When making repayment, ensure that the credit card of Zhongyuan Bank matches the cardholder's name and other information. After the repayment is successful, the arrival time depends on the transfer time of the transferor.
3. Third-party platforms:
Zhongyuan Bank does not support the repayment function of WeChat and Alipay credit cards, but you can use UnionPay China UnionPay Express APP for repayment. First of all, you have to bind the credit card in the card management, and then click the credit card to repay. As long as the UnionPay debit card supports repayment, the most important thing is that you can repay it free of charge and receive it within 24 hours at the latest.
Can Zhongyuan Bank's credit card be repaid in one breath?
Of course.
Zhongyuan Bank can pay off in one lump sum after installment, and can repay in advance in addition to the scheduled repayment, but it does not support partial prepayment, and can only repay all the remaining installments in one lump sum in advance. Cardholders need to take the initiative to apply to the bank.
Can Zhongyuan Bank etc credit card repay automatically?
I can't.
Zhongyuan bank etc credit card can choose the following four repayment methods. 1, mobile banking repayment, 2, counter repayment, 3, self-service deposit machine, 4, WeChat official account repayment.
You can also use other banks' mobile banking or personal online banking to transfer money to credit cards for repayment; Or use AliPay to repay.
This concludes the introduction of how Zhongyuan Credit Card repays and how Zhongyuan Credit Card cannot repay. I wonder if you have found the information you need?