American Express Card is a kind of credit card, which generally refers to American Express Card. It was first published in 1958, mainly for high-end customers. It was launched in the past 100 years and has reached cooperation with many institutions. Domestic American Express cards include China Merchants Bank American Express Card, CITIC American Express Card and Great Wall American Express Card.

Individuals can't take the initiative to apply, they can only ask the bank to open. Cardholder 18~60 years old, good credit record, valid identification and proof of economic strength (different banks have different requirements). Users can enjoy many benefits after owning this card, so American Express card users can also enjoy many benefits.

For ordinary users, they can usually use ordinary credit cards and apply directly to official website or the bank counter. When applying, the credit line granted by different channels may be different. Generally speaking, the more proof of funds you submit, the more credit lines the bank will give.

After the daily use of credit cards, users should repay on time, and there should be no overdue repayment, because overdue repayment will affect personal credit information, which will affect the handling of various loans after the credit information becomes worse. In fact, when the credit card can't repay on time, it can be repaid by installments or the minimum repayment amount.