1. account management: customers can check their account balance, transaction details and other information at any time through mobile banking, and manage their own funds conveniently and quickly.
2. Transfer and remittance: Mobile banking provides the function of transfer and remittance, so customers can transfer and remit money anytime and anywhere without waiting in line at the bank counter, which greatly improves the transfer efficiency.
3. Bill payment: Customers can pay various bills through mobile banking, such as water, electricity, gas and telephone charges, which is convenient and quick, and avoids the trouble of forgetting to pay or paying inconveniently.
4. Investment and wealth management: Mobile banking provides a variety of investment and wealth management products, and customers can choose according to their risk tolerance and income demand to realize asset appreciation.
5. Loan application: Customers can submit loan applications through mobile banking without waiting in line at bank outlets, saving time and effort.
6. Credit card management: Mobile banking also provides credit card management functions. Customers can check credit card bills, points and other information at any time, and make repayment and installment operations.
In addition to the above application scenarios, there are also some special application scenarios, such as smart campus, smart medical care, smart bus, and non-inductive parking launched by Xixia Rural Commercial Bank of Henan Province. Through mobile banking, campus card recharge, hospital registration payment, bus scanning code payment, parking lot non-inductive payment and other functions are realized to provide customers with more convenient life services.