If you are a new credit card user of CCB, the bank will complete the examination and approval within 2 working days after receiving the completed application form and the complete supporting materials required for handling the card; If you already have a CCB credit card, the approval time will be shortened to 5-7 working days.

if the application is approved, it will take CCB 3 working days to make the card, and then the card letter will be sent by registered mail, which can usually be received within 1 days after sending.

raiders 2: network application

when you apply for a credit card through a salesman at a network, you can apply for expedited processing. The express delivery service of CCB is free of charge, but the express delivery fee of 2 yuan will be charged. According to the different regulations of branches in different regions, the time required for expedited processing is also different. Please ask the applicant to consult in detail before processing.

Raiders III: Applying for a credit card by mobile banking

At present, the credit card of China Construction Bank can be applied through mobile banking. The specific steps are as follows: log in to mobile banking, select "Financial Services-Mobile Banking-Credit Card-Credit Card Application" and fill in personal information according to the steps.

the required review time is 1-2 weeks, the card making time is 3 working days, and the card letter will be sent by registered mail in about 1 days. After receiving the credit card, the new cardholder needs to sign at the bank outlet for confirmation, while the existing cardholder does not need to sign for confirmation.

raiders 4: apply for a credit card online

directly log on to the credit card homepage of China Construction Bank website to apply online, and the required approval time is the fastest and most convenient. The required time is as follows:

1. If you already have a CCB credit card or use CCB's online banking shield to handle the card, you will normally complete the review within 5 working days, and the card will be sent within 3 working days after it is approved;

2. If you don't have a CCB credit card, your reserved mobile phone will receive a face-to-face SMS, and it will be approved within 2 working days after successful face-to-face, and the card will be sent within 3 working days after it is approved.

Tip 1: Look carefully at the conditions for applying for a card

CCB is probably the bank with the clearest qualification for credit card applicants among all banks. For more than 2 kinds of customers, such as mortgage customers, existing card customers and OEM customers, CCB explained the required materials respectively.

The reason is that CCB is a "staid" bank and likes to do things according to the rules, so it is the first condition to help you approve CCB cards.

Tip 2: Online application is easier

Online application has two advantages. One is convenience, which saves the pain of waiting at the bank counter; The second is to be efficient and simplify the process. The second batch is not a dream, but a fact in sight.

Tip 3: It's easy for CCB to apply for a card in recent years

As can be seen from the 214 annual report, CCB is the best card to handle in the past two years (the environment is different, the period is different, and the best credit card is different). Since 213, CCB has surpassed China Merchants Bank to become the second largest bank in issuing cards, and the number of newly issued cards continues to rise. Therefore, as long as you have a clean net worth (personal credit record) and a stable income,