Friends who hold CITIC credit cards, if they are short of money and urgently need cash flow, you can apply for the cash installment business of Xinkuai Cash to obtain funds. However, because this business is based on credit cards, some friends will ask whether applying for new cash will occupy the credit card limit. Let me introduce this issue to you. As far as we know, CITIC Xinkuaixian is a cash installment business based on credit cards. Cardholders can apply for loans within the available limit of the credit card, and can divide the loan into 1 to 36 installments to repay, and only repay in each installment. Part of the principal + handling fee is much more cost-effective than withdrawing cash directly with a credit card. After successfully applying for new quick cash, the cash will be transferred to the debit card or CITIC Blue Card account in the name of the cardholder, and then all you need to do is repay on time every month. Of course, if you want to repay in advance, you can, but you need to add 3% of the remaining outstanding principal will be charged as an early repayment fee. Friends who want to know how to repay the loan in advance and how to charge it, please refer to

So, will CITIC New Express take up the credit limit? Because New Kuai Cash is a large-amount "borrow cash and repay in installments" cash installment business of CITIC Bank, and all of CITIC Bank's cash installment businesses will occupy the credit card limit, this New Kuai Cash is naturally no exception. As for what will happen? There are two situations of occupation and scoring. 1. If there is a temporary limit when applying for Xinkuai Cash, and the transaction amount is greater than the temporary limit, the excess will occupy the fixed limit of the credit card, and the order of each repayment is to repay the temporary quota first, and then repay the installment quota of Xin Kuai Cash, and the temporary quota will be paid off After that, part of the fixed quota will be restored with the monthly repayment; 2. If there is no temporary quota when applying for new fast cash, then the new fast cash applied for will occupy the fixed quota, and one issue of new fast cash will be repaid every month. , a part of the fixed quota will also be restored. It should be noted that because the new quick cash limit is within the range of the credit card's available limit, the amount is usually not very high. The specific limit depends on the cardholder's card usage, which means that the cardholder Only if you have a high credit limit and your various conditions are quite good can you borrow a very high limit. Therefore, in order to obtain a higher new cash limit, cardholders must develop good card usage habits, spend more with their cards, repay on time, and do everything possible to increase their credit card limit. This way, when the credit card limit is increased, Once you go up, you can borrow new cash with a higher amount~