The credit card repayment date refers to the repayment of last month's money, and the money generated by consumption after the billing date is paid back to the next month.

the accounts from October 19th to November 19th should be credited to November 19th and paid off before December 6th.

the overdraft on November 2th is included in the next bill (December 19th) and can be paid off before January 6th.

the interest-free repayment period varies according to the regulations of each bank, with the shortest period from the billing date to the final repayment date and the longest period from the day after the billing date to the final repayment date of next month. If the billing date is 1 day and the final repayment date is 2 days, the shortest is 2 days and the longest is 5 days.

Extended information

Billing date means that the issuing bank will regularly summarize and settle all transactions and expenses of your credit card account in the current period every month, calculate the total amount owed and the minimum repayment amount in the current period, and send a statement for you. This date is the billing statement of your credit card.

the billing date of the cardholder's credit card is the 1st, and the due repayment date is the 2th. Card friends made credit card purchases on November 5, 12 and 3, when the bank will summarize and settle your expenses on December 1 and pass them at the same time. (Since the billing date usually indicates the billing date, the billing data is as of 23:59:59 on the night before the billing date. That is, the consumption starting at : am on the billing day will be included in the next bill.

Reference: Baidu Encyclopedia-billing date

Reference: Baidu Encyclopedia-repayment date.