China Everbright Bank only has the Sunshine Deposit and Loan Integrated Card.

The Sunshine Deposit and Loan Integrated Card is a card launched by Everbright Bank with dual functions of consumer credit services and savings and financial management. As a bank card with one card and one magnetic stripe and dual accounts, it includes a savings account and Spending Account.

The "Sunshine Deposit and Loan Integrated Card" has debit card functions such as savings, transfers, automatic financial management, entrustment, securities trading, personal financing, e-commerce, and treasury bond trading, as well as all credit card functions such as overdraft consumption. financial functions and value-added services.

When you use the Sunshine Deposit and Loan Integrated Card for consumption, the credit limit of the consumption account will be used first. When the credit limit is insufficient, the system will automatically transfer the insufficient consumption balance from the current deposit of the savings account to the consumption account by default. Complete the consumer transaction. This transfer transaction is treated as a debit card transfer and there is no handling fee.

If the cardholder uses the Sunshine Deposit and Loan All-in-One Card to withdraw cash, the current deposit in the savings account will be used first. When the balance of the current deposit is insufficient, the system will automatically withdraw the insufficient cash withdrawal balance from the consumption account by default. Transfer funds within the available cash withdrawal limit to your savings account to complete the cash withdrawal transaction. This transfer transaction is regarded as a credit card cash withdrawal, and will be charged and accrued interest in accordance with the credit card cash withdrawal charging standards.

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