Temporary credit line can't be applied for installment or extension, so it should be repaid in time, otherwise there will be interest, late fees and bad records. The details are as follows: If your credit card has a fixed credit limit of 20,000 yuan, it will be temporarily increased to 30,000 yuan; If you spend 28,000 yuan, you only need to pay back 10% of the credit card consumption, that is, 2,800 yuan. However, after the temporary limit is adjusted, the increased amount will also be fully included in the minimum repayment amount, so if your minimum repayment amount this month becomes 8,000 yuan plus 2,000 yuan, that is 654.38+0,000 yuan. If your repayment amount is lower than this figure, it will not only leave a bad record, but also generate interest and late fees. Not only that, the temporarily increased credit line can not enjoy the treatment of installment repayment. Take you for example. Of her 28,000 yuan credit card bill this month, 20,000 yuan can be repaid in installments, but 8,000 yuan must be paid off in one lump sum before the temporary limit expires.