Bank account type:
1, basic deposit account
Basic deposit account is the main deposit account of enterprises and institutions, which mainly handles daily transfer settlement and cash receipt and payment. The withdrawal of cash such as wages and bonuses of depositors can only be handled through this account. Enterprises and institutions can only choose one business institution of a commercial bank to open basic deposit account.
2. General deposit account
A general deposit account refers to an account opened by an enterprise or institution in a bank outside basic account for borrowing money. This account can only handle transfer settlement and cash deposit, and cannot withdraw cash.
3. Temporary deposit account
Temporary deposit account refers to an account opened by an overseas temporary institution or individual economic household for temporary business activities, which can handle transfer settlement and meet the national cash management regulations.
4. Special account
It is convenient to manage and use a certain fund, so the newly opened account is called a special account, but the opening of the special account must be approved by the People's Bank of China.