The Guangfa Bank Platinum Credit Card limit ranges from 50,000 yuan to 500,000 yuan. The limit will be approved based on the qualifications submitted by the individual. If you want a higher limit, submit more proof when applying for the credit card, such as: education certificate, employment certificate Certificates, income certificates, deposit certificates, and valid certificates such as car ownership, real estate, etc. can be provided.
When applying for a Guangfa credit card, try to provide as much proof of your financial resources as possible, such as income certificate, bank deposit certificate, real estate certificate, car ownership certificate, etc. The bank will make an asset to the card applicant based on these certificates. Evaluate. If the cardholder has deposits in Guangfa Bank, the approved credit limit will also be higher. Being a civil servant or working in a large public institution will also help the card holder to obtain good credit, and it will also be helpful to get a higher credit limit under approval.
After successfully applying for a credit card, the number and amount of card purchases should be as high as possible. Generally speaking, the total consumption amount within six months should be at least 30% of the amount. This can prove that the cardholder has a strong demand for credit cards. , and proves that cardholders are highly loyal to China Guangfa Bank. Guangfa Bank Credit Card Center will adjust the limit based on your credit card utilization and repayment history.
After using Guangfa Bank credit card for consumption, you must make sure to repay on time every month before the repayment date. Once the payment is overdue, not only will you have to pay a high late fee, but you will also have a bad credit record, which will affect your future application for credit cards or loans. If something unexpected happens and you cannot repay the loan in time, you must call China Guangfa Bank’s 24-hour customer service hotline: 400-830-8003 or China Guangfa Bank’s credit card hotline: 95508 to apply for a few days of grace time. This is an important factor in judging credit card limit increases, and cardholders must not ignore it.
China Guangfa Bank (full name: Guangfa Bank Co., Ltd.) is one of the earliest joint-stock commercial banks in China. It was established on the banks of the Pearl River in 1988 and is now headquartered in Guangzhou, Guangdong Province, China. city. On April 8, 2011, the original name "Guangdong Development Bank Co., Ltd." was officially changed to "Guangfa Bank". Mainly engaged in comprehensive financial services business, later "China Life" bought a large number of shares in China Guangfa Bank and became the largest shareholder.