Credit card installment not only allows banks to earn more profits, but also relieves the repayment pressure of cardholders, which is a popular repayment method. Some users inquired that their Everbright credit card could not be divided into stages. What is the reason? Then let's briefly talk about this problem for everyone. 1. What are the reasons why Everbright Credit Card cannot be divided into stages? 1. The user broke his promise, and the personal credit business was overdue. Therefore, it was subject to risk control by China Everbright Bank and could not be divided into stages. 2. The user's bill amount is relatively low, which does not reach the threshold for staging. Because the starting amount of credit card installment of China Everbright Bank is in 1 yuan and above. 3. Users miss the time by stages. Take the application for mobile banking of China Everbright Bank as an example, users need to apply from the second day after the credit card bill is issued to the first three days of the repayment date, otherwise, it cannot be done outside the time limit. 4. If the user withdraws cash, it is impossible to apply for installment.

second, how is everbright credit card divided into stages? The main ways are as follows: 1. The user calls the customer service phone number of the credit card center of China Everbright Bank and asks the customer service to help; 2. Log in to the online banking of China Everbright Bank for operation; 3, through the "sunshine benefits life" for processing, etc. The above is the answer about "What is the reason why Everbright Credit Card can't be divided into stages?" I hope it will be helpful after reading it. Generally speaking, not all credit card bills can be repaid in installments. Users should ensure that their installment amount, application time and bill type meet the requirements, and their credit standing can pass the bank's installment audit.