If you continue to be overdue, the bank will most likely sue you because the amount is relatively large.

You don’t need to panic after being sued. You will receive a summons mailed to you by the court. The date and location of the court session will be written on the summons. Respond according to the time and location above. That’s it.

Usually the court will ask you to negotiate first. At this time, it is best to reach a negotiated repayment agreement with the bank. If an agreement cannot be reached, you will need to repay according to the judgment result.

If you are still unable to repay the loan at this time, the court may freeze the property or bank card in your name until you pay back the money.

No matter what, you should maintain a positive negotiation attitude after your credit card is overdue, so as to avoid being sued as much as possible.