If the repayment record is not one time, it will be considered bad and the loan will not be granted.

And the credit card is overdue for more than three months or the bank has failed to repay the loan after more than two reminders.

The bank will freeze the card and list you as a prohibited customer (blacklist).

At the same time, you will be sued for credit card fraud and malicious overdraft, which will be enforced by the court.

Refusing to repay after prosecution and the amount owed exceeds 6,543,800+0,000,

The court will impose a sentence on the crime of credit card fraud according to Article 196 of the Criminal Law.