If the card is used normally, then the credit card will not be controlled by the wind. After all, it is real consumption, which can reflect the spending power of cardholders. Moreover, banks will not only control risks, but may even increase the quota for cardholders.
On the other hand, if the card is used informally, the bank will send a text message to remind you, and then the credit card will be controlled by the wind, especially the following card use behaviors, so we must be vigilant.
1, the credit card limit is large: some people usually spend tens or hundreds of dollars by swiping their cards, and suddenly they are uncharacteristically, often hundreds or even tens of thousands. If you always swipe your card like this, your credit card will be easily controlled by the wind.
2. Card swiping during abnormal business hours: The normal business hours of most merchants are 8: 00 am and 10 pm, and the latest is 1 1. If you always swipe your card in the middle of the night, the card type does not match the amount, and it will also be controlled by the wind.
3, often swipe your card at third-party POS machines: Although many POS machines are automatically equipped with merchants, the terminal number of each POS machine is unique. No matter how many merchants you change, there will always be only one terminal number, so what are you doing? The bank knows very well that if you swipe your card every month, it will be easily controlled by the wind.