Online shopping can be paid by credit card, and the repayment method is the same as swiping a card at a POS machine. The ATM of the bank deposits directly on the credit card; Bind the credit card with the bank card and set up automatic repayment; ATM inter-bank transfer repayment, online banking transfer repayment or both; You can also transfer money through WeChat wallet or Alipay (inter-bank transfer is free). There is an upper limit for credit card transactions on Taobao, which is the amount in the card. Every bank has a quota.
If you have other specific questions, I suggest you call the customer service staff of the bank, hoping to help you.