Credit card online banking is only for the convenience of inquiring and handling some credit card businesses. The failure to open online banking has no effect on the use of the card, and it is not necessary to force it to be opened.
You can decide whether to open it according to your personal needs. It's very convenient to open. You can operate directly from online banking. If any CCB account under your name has not been opened through online banking, you can click "Open Now" in the online banking login area and follow the website prompts to open it. If online banking has been enabled, you can directly add a credit card account after logging in to online banking. Online banking can mainly query accounting information, handle business such as bill installment, and change the agreed account, adjust the amount, modify some personal information, and change the mailing method of bills.