If your Everbright credit card is declined, you will receive a text message notification.

Reasons for rejection:

1. Overdue credit report

Many applicants have overdue records on their personal credit reports because they have previously applied for loans or credit cards. , check your personal credit report regularly, and make timely remedies if any overdue credit is found.

2. No one answers the review call

When applying for a credit card, most people know that the bank customer service will call to verify your basic information, but there are often many reasons why you forget to If you fail to bring your mobile phone or miss a call, your application success rate will plummet.

3. The work industry is inconsistent

Practitioners engaged in wholesale, individual, direct sales, insurance, logistics, entertainment, catering, security and freelance industries will be strictly reviewed and approved.

4 Age discrepancy

Applicants are required to be between 18 and 60 years old

5. Repeat application

The bank will review and approve The system automatically sets a minimum application interval of 1 month and a maximum of 6 months. During this period, if a rejected application occurs, the system will directly reject the application without going to the manual review stage.