how to cancel the credit card of CCB?

1. If you don't want to continue using the credit card of CCB, you can call the credit card center of CCB at 4-82-588 or call 95533 (transfer to the credit card center) to cancel the card business. After 45 days of accepting the application for account card cancellation, the bank will go through the formal account cancellation procedures for the cardholder, and there is no handling fee for card cancellation.

2. If you handle the card cancellation business, you'd better call the bank 46 days later to confirm whether to cancel the card, so as to prevent the bank from thinking that the card cancellation has been successful for some reasons, thus causing unnecessary troubles.

3. before the cardholder applies to the bank for account cancellation, he should pay off all the debts of the account, dissolve all the signing relationships in the card and destroy the card. When the cardholder applies for chip credit card cancellation, the balance of electronic cash should be zero, otherwise, the bank should withdraw it from the business outlets of China Construction Bank (transfer the funds out of electronic cash) and return the card after the credit account is officially cancelled.

4. After canceling the bank credit card, I suggest that you can call the bank again and ask to cancel the account. Although there is a word difference, it is completely different in nature. If you just cancel your card, you won't be able to enjoy the treatment of new customers if you want to apply for the bank's credit card next time. If you cancel your account, if you apply for a credit card again after a period of time, the bank can give it preferential treatment to new customers.

how to cancel the credit card of CCB How to cancel the credit card of CCB

1. It is easy to cancel the credit card. If there is no debt (pay off the debt), you can cancel it. If you don't want to continue to use the CCB credit card, then you must cancel your CCB credit card in time, because all credit cards have annual fees. If you don't repay the accumulated annual fees in time, it may bring you credit stains.

2. It is very simple to cancel the credit card of China Construction Bank. As long as your credit card account has no arrears, you can call the credit card center of China Construction Bank (inquire by yourself) with a fixed telephone to cancel the card. After verifying your personal information and account information, the customer service staff will handle the card cancellation procedures for you, and there is no handling fee for card cancellation. Other banks do the same thing, but the telephone numbers are different.

3. Another safe and reliable method is to go to the counter of your nearest and most convenient credit card issuing bank, and you can cancel your credit card with your ID card and credit card and pay off the credit card.

4. Tips: The annual fee will still be charged if the CCB credit card is not opened (activated), so please cancel the unused CCB credit card in time to avoid unnecessary troubles.

how to cancel the credit card of CCB?

There are generally two ways to cancel the credit card of CCB:

1. Apply for cancellation of the credit card online: call the credit card hotline of CCB 482588 (for manual service) or call 95533 (for credit card customer service) with your mobile phone, and choose the cancellation service according to the voice prompt (provided that the credit card is in arrears);

2. Go to the counter of China Construction Bank to cancel the credit card: bring your valid ID card and credit card, and fill out the card cancellation application form at the bank. After 45 days, the credit card has no arrears or overflow deposits, and the cancellation is successful.

1. If you don't want to use your credit card, you can cancel it through the credit card customer service phone. The specific process of canceling your card by phone is as follows:

Call the bank credit card center to ask about cancellation, mainly depending on whether your card is suitable for cancellation, whether there is a balance, etc.

2. Cancel the credit card by phone. After receiving the phone call, the bank will accept the user's application for canceling the credit card, and after deducting the annual fees receivable from all the cards under his account, the account balance will be zero or the customer explicitly gives up the remaining deposit in the account.

3. Go to the bank counter to formally cancel the credit card. The cardholder must bring his ID card and the credit card to be cancelled to the bank to fill out the card cancellation application form. You may receive the card first, and then do the corresponding cancellation procedures one month later, but you can also make an appointment to cancel the account directly on the day of card cancellation.

In addition, I would like to remind you that credit card cancellation can be divided into card cancellation and account cancellation. It is recommended to cancel the account after card cancellation, otherwise there may be some problems in applying for a credit card again.

If there are still points in the credit card to be cancelled, it is recommended to redeem them all before canceling the card;

after submitting the application for card cancellation, the cardholder should not use the credit card again before it becomes effective, otherwise the application for card cancellation will be automatically revoked; After formal cancellation, cut it along the magnetic stripe of the credit card and discard it to prevent it from being stolen.

generally, it takes 45 days from the time when a credit card is cancelled to the time when it is officially cancelled. During this period, the credit card can't be used, and the credit card can't be officially cancelled until the record is unexpected after 45 days. Therefore, I suggest that you call the customer service phone 45 days later to determine whether the card is successfully sold, or you can check with the ATM machine to make sure that the card is really deleted before cutting it off.

some banks stipulate that the cancelled credit card can be re-applied for activation within 45 days after cancellation. Many people don't know about this item, thinking that the card can't be used because it is cancelled. In fact, there are also many security risks during this period, and carelessness will lead to losses. If you throw the card away at will, there is still the possibility of being stolen, and you can also conduct online transactions and transfer money into the card.

how to cancel the credit card of China Construction Bank

1. Telephone cancellation: directly call the official customer service hotline of China Construction Bank, and then apply for the cancellation of the credit card to the customer service after switching to manual service, explaining the reasons for the cancellation of the credit card to the customer service. The customer service can cancel the card after completing the identity verification.

2. Counter cancellation: Go directly to the counter of CCB's business outlets with personal identification and credit card to cancel the credit card.

it should be noted that it is impossible to cancel a credit card if there is arrears. In addition, after the bank cancels the credit card, there is a waiting period of 45 days. During this period, users can't use the credit card for consumption, but they can repay the money. Once a new bill is generated, it is impossible to successfully cancel the credit card.

CCB credit card is a credit card issued by China Construction Bank. The credit cards issued by China Construction Bank are all named as "Longka", including: Longka Famous School Card, Longka Business Card and Longka Automobile Card.

within the interest-free repayment period: the interest-free repayment period refers to the interest-free period for consumer transactions enjoyed by cardholders who repay in full on schedule. The interest-free period is from the bank bookkeeping date to the repayment date, with a minimum of 2 days and a maximum of 5 days. Overdraft cash withdrawal transactions do not enjoy interest-free repayment period.

Tip:

If you don't repay in full before the due repayment date, you won't enjoy the interest-free period. The Construction Bank will charge interest at the daily rate of .5 ‰ and compound interest on a monthly basis. The interest-bearing date is from the date of consumption to the date of repayment, and the interest-bearing principal is calculated based on the actual amount payable.

if you fail to repay before the due repayment date or the repayment amount is less than the minimum repayment amount, CCB will charge interest as required, and will also charge a late fee of 5% of the unpaid part of the minimum repayment amount.

calculation example:

suppose your billing date is 17th of a certain month, and the due repayment date (for example, 3 days per month) is 17th of the next month (if the month is 31 days, it is 16th of the next month, and the month and month are calculated accordingly).

if you spend 1, yuan on April 15th, and this consumption is credited to your account on the same day, the bank bookkeeping date is April 15th, because your billing date is April 17th, the due repayment date is May 7th, and the longest interest-free period for this consumption is 23 days;

if you spend 1, yuan on April 18th, and this consumption is credited to your account on the same day, the bank bookkeeping date is April 18th. Since this consumption should be billed on May 17th, there are 5 days from the due repayment date of June 6th, and the longest interest-free period for this consumption is 5 days.

During the revolving use period:

Revolving credit generally means that the credit limit of a credit card can be recycled. As long as the customer can repay the line in time after each use (including the minimum repayment method), it can be reused without applying before each use. Revolving credit is the inherent attribute and main function of credit card, which brings convenience to cardholders.

interest calculation of revolving credit:

each consumption amount in the last statement is the interest-bearing principal, and the interest-bearing days are from the bookkeeping date of the account to the payment date of the account; The interest rate of revolving credit shall be uniformly stipulated by the People's Bank of China, with a daily interest rate of .5 ‰ and compound interest on a monthly basis. The interest on revolving credit will be stated in the next bill.

How to cancel and cancel the CCB credit card

There are generally two methods to cancel the CCB credit card: online application for cancellation of the credit card: call the CCB credit card hotline 482588 (for manual transfer) or call 95533 (for credit card customer service transfer) with your mobile phone, and select the cancellation service according to the voice prompts (provided that the credit card has no arrears); Go to the counter of China Construction Bank to cancel the credit card: bring your valid ID card and credit card, and fill out the application form for card cancellation at the bank. After 45 days, the credit card has no arrears or overflow deposits, and the cancellation is successful.

On February 25th, 216, five state-owned commercial banks, namely China Construction Bank, Industrial and Commercial Bank of China, Agricultural Bank, Bank of China and Bank of Communications China, joined hands to hold a signing ceremony in Beijing. The five major banks promised to waive the handling fee for domestic RMB transfer and remittance handled by customers through mobile banking, and to waive the handling fee for domestic RMB online bank transfer and remittance of customers below 5, yuan, so as to reduce customers' expenses.

On July 2th, 216, Fortune released the latest list of the world's top 5, and China Construction Bank ranked 22nd.

in August 216, China Construction Bank ranked 5th among the top 5 Chinese enterprises in 216.

On July 2th, 217, Fortune released the latest list of the world's top 5, and China Construction Bank ranked 28th.

On the evening of September 2th, 218, China Construction Bank issued a statement on the national Internet finance registration and disclosure service platform under the China Mutual Fund Association, indicating that it had passed the evaluation of the individual peer-to-peer lending fund depository system (the "white list" of depository banks of P2P online lending institutions).

On December 17th, 218, China Construction Bank announced the formal establishment of "CCB University" in Beijing.

In December p>218, China Construction Bank and Haier Group reached a strategic cooperation in Qingdao. The two sides will build a rural inclusive service platform based on their platforms for benefiting farmers.

in December p>218, China Banking and Insurance Regulatory Commission approved the establishment of a wealth management subsidiary of China Construction Bank.

in October p>221, it was assessed as a domestic systemically important bank.

on December 3th, 221, Beijing Normal University and China Construction Bank cooperated strategically in the integration of production and education.

On January 26th, 222, China Poly Group and China Construction Bank signed a strategic cooperation agreement on the development of affordable rental housing in Beijing.

On March 16th, 222, in order to implement the spirit of the No.1 Document of the Central Committee, the Ministry of Agriculture and Rural Affairs, the National Rural Revitalization Bureau and the China Construction Bank recently signed a strategic cooperation agreement, * * * jointly promoting financial services, comprehensively promoting rural revitalization, and introducing financial living water to accurately drip irrigation for agriculture, rural areas and farmers.

how do I stop my credit card?

Credit card application for deactivation can be handled by phone or in the business hall.

cancellation of bank credit cards by telephone:

(1) The main card of a credit card must be cancelled by the cardholder of the main card, and the supplementary card can be cancelled by the cardholder of the main card or the cardholder of the supplementary card.

(2) if a secondary card is hung under the account, the secondary card will be cancelled after the user cancels the credit card.

(3) When handling a credit card, the user who paid the deposit should first go to the card issuer's outlet to cancel the pledge before canceling the credit card.

(4) if the user makes a deposit transaction within 3 days from the account cancellation to the formal account cancellation, the user needs to bring the ID card when handling the card to the card-issuing business outlet for account cancellation settlement.

(5) After the credit card is successfully cancelled, the user needs to destroy the unused credit card by himself, such as cutting corners, punching holes and other ways that can destroy the magnetic stripe.

bank outlet deactivation method: you need to bring your ID card and credit card to a nearby bank outlet to cancel your credit card.

Let's stop here for the introduction of how to stop the credit card of China Construction Bank.