The eligible cardholders provide cash installment service, and the credit line of credit card can be withdrawn by cash installment to meet the large cash consumption demand of cardholders. Some friends find it impossible to use cash installment, so why not use credit card cash installment? Bian Xiao answers your questions.

Why can't credit cards be divided into cash installments?

1 is not the owner of the personal card. Generally, the cash installment business is only open to the main cardholders of personal credit cards, and credit cards such as supplementary cards, business cards, official cards and purchase cards cannot handle cash installment.

2. The cardholder's comprehensive score is insufficient. The cardholder's comprehensive score is insufficient due to reasons such as long-term non-use of the card and suspected cashing, and he can't reach the comprehensive evaluation standard of the bank and can't use the cash installment service.

The credit limit of credit card is too low. Generally, the initial amount of cash installment is limited. If the credit limit of a credit card is too low, then cash installment is not allowed.

In a word, the cash installment of credit card cannot be used, mainly because the cardholder is not an individual cardholder, the cardholder's comprehensive score is insufficient, and the credit limit of credit card is too low. It is recommended to maintain good consumer behavior and card habits.