Is Geely Platinum Credit Card an installment card?

Geely Platinum Credit Card is not an installment card.

As a Shanghai Pudong Development Bank Platinum Card, the Shanghai Pudong Development Bank Credit Card Geely Platinum Card limit generally starts at 50,000 yuan, but the specific limit that can be applied for depends on the applicant’s personal qualifications. The applicant’s personal qualifications are relatively good, so apply The limit of the Geely Platinum Card is relatively high, and vice versa.

For the applicant's personal qualifications, the bank mainly refers to the personal information provided by the applicant, such as the applicant's work situation, income, economic level, repayment ability, marital status, living situation, etc.

Advantages of Geely Platinum Credit Card

1. High limit: Pudong Development Platinum Card Geely Platinum Credit Card has a limit limit of up to 500,000.

2. Borrow and repay at any time: Pudong Development Geely Platinum Credit Card has revolving credit, which can be borrowed and repaid at any time. It is billed on a daily basis. The handling fee for the overdraft principal amount at the end of each day is calculated on a daily basis. The handling fee is based on the billing date. Charged uniformly for each period.

3. There is universal gold: When cardholders use the Pudong Development Geely Platinum Credit Card, the bank will provide an additional universal gold, which can be used at will and repaid in installments. The upper limit can be added to the original credit limit. The limit is 300,000.

4. Delayed principal repayment function: The delayed principal repayment function allows cardholders to diversify their repayment methods. Cardholders can only pay a one-time delayed principal repayment fee according to their own needs. You can choose to defer principal repayment.

5. Roadside assistance: Cardholders can enjoy roadside assistance services. In the event of any emergency while driving, they can enjoy roadside assistance arranged by the bank with just a phone call.

Is the Platinum Card of Shanghai Pudong Development Bank easy to apply for? What are the advantages and disadvantages of Shanghai Pudong Development Bank Credit Card?

The Platinum Card of Shanghai Pudong Development Bank has always been relatively popular in the entire circle, not only with its high-end appearance It is high-end and has a relatively low annual fee. The most important thing is that the Shanghai Pudong Development Bank Platinum Card has many advantages, allowing him to enjoy more convenient services and at the same time allowing everyone to enjoy more preferential policies, so this also allows many Everyone is looking for the Shanghai Pudong Development Bank Platinum Card, so is it easy to get the Shanghai Pudong Development Bank Platinum Card? What are the advantages and disadvantages of Pudong Development Credit Card?

Is it easy to apply for the Shanghai Pudong Development Bank Platinum Card?

1. Its application requirements are low: as long as you are over 18 years old, have no stain on your personal credit, and have an annual income of more than 120,000 yuan. Can apply.

2. Its application limit is low: Generally speaking, the limit of most platinum cards is around 10,000 to 50,000, while the approved limit of Shanghai Pudong Development Bank’s simple platinum card is only about 2,000.

3. Low annual fee: Maybe this is its only advantage, as long as you apply for this card. Then the annual fee for this card is free for life.

So, it is not worth applying for this card for people who spend a lot of money every month, because the limit of Shanghai Pudong Development Bank Simple Platinum Card is too low and cannot meet your daily needs.

Advantages and disadvantages of Shanghai Pudong Development Credit Card

Advantages

1. Generous, as long as the bank has benefits, the limit is not an issue. A gift from the universal golden god.

2. Unified account, one account manages all cards. More worry-free.

3. The card exceeds the limit once a month. It is determined according to the system score. Some people are 5 and some are 10. I have seen the highest overage of 140.

4. The universal gold will be distributed twice at the beginning and end of each month.

Disadvantages:

1. Pay too much attention to the usage of cards from other banks. If any card is overdue, it will soon affect the Shanghai Pudong Development Bank’s derating.

2. The customer service phone number is very important, which affects the risk control and limit increase plan of the card, and even reduces the limit and blocks the card.

3. Pay great attention to bank income. Many cards will be approved because you bought installment products. The general gross profit margin of these products is around 50.

4. There is a saying that before using Pufa Card, you should first consider the installment contribution.

In fact, it is relatively simple and easy to apply for a platinum card at Shanghai Pudong Development Bank. As long as you have good credit, a certain repayment ability, and a local job and income, you can basically apply for it. Everyone is applying for it. Beforehand, you should learn more about the advantages and disadvantages of Shanghai Pudong Development Bank Credit Card to see if it is suitable for you. At the same time, you should carefully consider whether you really need it.

Is the limit of Shanghai Pudong Development Geely Platinum Credit Card reduced quickly?

Quickly. Pudong Development Geely Platinum Credit Card’s credit limit is reduced quickly. Shanghai Pudong Development Bank (referred to as: Pudong Development Bank or Shanghai Pudong Development Bank) is a national joint-stock commercial bank established on August 28, 1992 with the approval of the People's Bank of China, opened on January 9, 1993, and listed on the Shanghai Stock Exchange in 1999. Bank with its head office in Shanghai.

Public Development Credit Card Platinum Geely Card still charges a daily handling fee after swiping the card for consumption. What should I do?

The daily handling rate of 0.05 is a special benefit of Pudong Development Credit Card Platinum Geely Card. Charges for these features cannot be canceled.

Special benefits:

Artifact

One-time credit is valid forever

Free consumption, flexible use, daily interest calculation

Customers who hold Geely Platinum Credit Card can enjoy a daily handling fee of 0.05, and there are irregular discounts to enjoy lower rates; when using this card to borrow money, the handling fees will be calculated day by day, and there will be no penalty for early repayment and daily handling fees. It is only calculated until the day of repayment; the applied limit is directly transferred to the debit card in my name (SPD Bank or other banks), and it is "received in one second" after processing.

Extended information:

Pudong Development Geeli Card can provide people with consumer credit services with ultra-high limits and ultra-low interest rates, with the limit up to 500,000 yuan.

The Pudong Development Geely Card supports borrowing and repaying at any time, unlike other credit cards that charge no fees.

Apply for this card. Under the same conditions, the limit is higher than other credit cards of Shanghai Pudong Development Bank, up to 500,000 yuan, and the annual fee is waived;

Points policy

Consumption 1 yuan can earn 1 point

Points are valid for 4 years

Points are valid for 4 years

Points inquiry

1. Through the official website of Shanghai Pudong Development Bank To inquire, cardholders need to log in to their online account and select credit card points in the service to query

2. Call the Shanghai Pudong Development Bank points hotline 021-38784982, and after the call is connected, inquire through the automatic voice system or manually

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3. For WeChat query, just follow the WeChat official account of Shanghai Pudong Development Bank, and then bind your credit card account in the WeChat official account to check the credit card points.

4. Go to the Pudong Development Bank Credit Card App and enter the personal center to check credit card points.