Overflow deposit, also known as credit card self-owned deposit, refers to the "extra" money deposited by cardholders without overdraft. Credit card "overflow deposit" may occur after the credit card is recharged, and the amount is equal to all deposits MINUS the amount owed in the bill. Most card-issuing banks will handle the overdraft withdrawal of their own deposits for cardholders and charge a certain handling fee.

If you want to know more about Ping An Bank's credit card business, you can click on the link below to select the online customer service icon in the upper right corner of the home page or follow the official account of "Ping An Bank Credit Card" WeChat.

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