Giving a credit card to others is not a loan, but the cardholder spends it by himself, which is equivalent to obtaining the money in the credit card through virtual transactions and then lending it to others. And it only belongs to the debt between the cardholder and the bank. No matter who the money is spent on, banks will only collect debts from cardholders.

When we buy a house, we are often short of funds. Many people will choose to buy a house by credit card. Personally, I don't support this situation, because credit card repayment will be completed in a short time, which will bring more pressure to your repayment. If your credit card can't repay on time, it will have a great impact on your personal credit information.