Jiangxi Bank’s credit card limit increase is very fast

1. Credit card is a non-cash transaction payment method and a simple credit service. Credit cards are generally plastic cards with a length of 85.60 mm, a width of 53.98 mm, and a thickness of 1 mm. They are issued by banks or credit card companies to cardholders based on the user's credit and financial resources. Cardholders do not need to pay cash when using their credit cards and will repay the balance on the settlement date. Except for the combination of some credit cards and debit cards, general credit cards are different from debit cards and cash cards. Credit cards are not debited directly from user accounts.

2. Credit card is a special carrier card with consumer credit issued by commercial banks to individuals and organizations for shopping, consumption, and depositing and withdrawing cash in banks. It is in the form of a card, with the name of the issuing bank, validity period, number and cardholder's name printed on the front, and a magnetic strip and signature strip printed on the back.

3. A real credit card has the following characteristics: cash deposits are not encouraged, consumption first and repayment later, interest-free repayment period, repayment in installments (minimum repayment amount), joining visa, master, etc. International credit card organization for worldwide use.

1: What is Jiangxi Bank

The name of Jiangxi Bank represents the province of Jiangxi. It is a signboard that all parties are willing to adopt. Jiangxi Bank can be traced back to the Republic of China. .

On March 9, 2020, the "2019 China Banking Industry Top 100 List" was released, and Jiangxi Bank ranked 35th.

Two: Some benefits of credit card limit increase:

1. Credit card settlement is often accurate for merchants, so it is very helpful to develop personal credit consumption bills, and debit Merchant information on card statements is generally not that detailed. This is a great automated accounting tool for lazy bookkeepers.

2. Credit cards keep spending in sync with income. For example, if you spend money in March and your salary is paid on April 8, if you set the automatic repayment date of your credit card to the 10th, you can automatically deduct money from your salary card after your salary is paid. (I don’t understand why many people can accept that their labor income in March must be received in April, but their consumption must be paid in March. Since your labor income in March is only received in April, then your consumption in March It should be settled in April.)

3. For Chinese people who like to save, if you have so much savings, you don’t need to borrow money at all. Even so, the balance of the credit card bill is still higher than that of debit. The card better reflects your consumption. If you are not a moonlighter, if your debit card has more money than your salary for several months, people with poor control will often swipe money randomly because there is too much money on the debit card. However, credit cards are different. It has no money and a negative balance. It shows how much of your overdraft limit you've spent this month. On a debit card, you tend to focus on your remaining savings, but you can see how much you've spent this month directly from a credit card. This is a better prompt, or at least a better user experience