There are often bank credit card salesmen who, in order to promote credit cards, directly start with friends around them and let them handle credit cards in their own hands. Many people actually don't want to get a card at all, but they just don't know how to refuse without hurting their feelings. Here are some tips for everyone.

How can my friend refuse me to apply for a credit card?

1, directly rejected:

Just say you don't want to get a credit card. There is no demand for a credit card. If friends still don't want to give up, they say that their self-control ability is not strong, and they are afraid that their cards will be overdrawn, and it will be very troublesome if they have no money to repay. However, although such refusal is relatively simple and slow, it may hurt feelings and generally only applies to friends who are not close.

2. Euphemistic refusal:

If you are afraid of directly refusing to hurt your feelings, you can politely refuse and start with your family. For example, family members think that it is not good to apply for a credit card, it is easy to overdraw and it is very troublesome to pay back the money.

If your friend still doesn't give up, it doesn't matter if you don't activate the card after applying. This can point out the influence of not activating the credit card, for example, if you don't activate it, you will still receive credit information, and if you lose your credit card, you will be at risk of being stolen, so that your friends will retreat.

In short, applying for a credit card is not a trivial matter. It is best to do it according to your own needs. If there is no demand for the credit card itself, some friends insist on getting a credit card. In fact, there is no need to help, and there is no need to be afraid that refusing to get a card will affect friends' feelings.

After all, true friends never play emotional cards for moral kidnapping. Even a good friend has his own wishes, and the other party is unwilling to get a card. The reluctant result will definitely affect their feelings, and everyone should consider it clearly.