The most worthy credit card to apply for from Minsheng Bank! Beginner's Guide to Advanced Card Holding!

Since the beginning of 2018, various banks have adjusted their credit card policies, and there have been news of various reductions and shrinking of rights. At this time, selective card holding is a very important measure. How to choose the right credit card? Very important. Many friends have asked, what are the most worthy credit cards to apply for in Minsheng? Here we introduce several card holders from entry level to advanced level for your reference.

Minsheng in card

Minsheng in card is very suitable as an entry-level card for people’s livelihood, because the threshold is relatively low, but you can participate in all activities, and you can redeem a large Starbucks cup with just 1 point. An electronic coupon.

In addition, the Minsheng in card has 3 times points on birthdays, and an additional 2 times points bonus on the privilege day on the 27th of every month. If your birthday happens to fall on a privilege day, it can be superimposed, that is, 5 Times.

Minsheng Jingdong Baitiao Co-branded Card

Minsheng Jingdong Baitiao Card is also a card with a relatively low threshold. Basically, those who often shop on Jingdong can apply for it. The card surface is simple and elegant, and its appearance is good. Passable.

The most important thing is that Minsheng’s Little White Card is unconditionally exempt from annual fees during the validity period, enjoys Minsheng’s multiple points policy, can receive various cards and coupons, and points can be automatically redeemed for Jingdong Steel_.

Minsheng Cheche Standard Platinum Card

Minsheng Cheche White is a must-have card for car owners. It is very cost-effective and has three layouts. There is basically no difference. You can choose according to your personal preference. However, after the refueling bonus event returns, this card is still worth applying for.

With a point transaction of 2,500 yuan, you can get 4 car washes for 1 yuan next month. The first-year annual fee will be waived. If you swipe the card 18 times a year, the next year's annual fee will be waived. Don't miss it if you own a car.

People's Livelihood Elite Platinum Credit Card

The first-choice People's Livelihood Elite Platinum Credit Card with good qualifications is a must-have for business travelers. It comes in 11 card packages. You can freely choose between UnionPay, VISA or UnionPay or American Express. .

Minsheng Elite White is Minsheng’s high-end card. The annual fee is still waived. The annual fee is 1,800 yuan/year. 200,000 points can be used to offset the next year’s annual fee. New accounts that apply on March 31, 2019 , the first-year annual fee is waived. In terms of rights and interests, Elite White can be said to have everything it should have, as well as global selection of benefits and point rewards.

The above are the credit cards that are most worth applying for in Minsheng. From entry to advanced card holders, you can apply according to these categories in order. It is absolutely worth it!

Which card is better to apply for Minsheng Credit Card

If you want to apply for Minsheng Credit Card, which credit card is better to choose actually depends on your personal card application needs and repayment ability.

In addition, the types of Minsheng Bank Cards include:

1. Ordinary Card: The limit is 3,000-10,000. The annual fee of 100 is waived once in the first year and 8 times in the following year. The following year

2. Gold Card: The annual fee is RMB 300 for the limit of RMB 10,000 to RMB 50,000. The first-year annual fee is waived when you open the card. If you swipe the card 8 times in the same year, the annual fee for the next year is waived for any amount

< p>3. Standard Platinum Card: 50,000-100,000 annual fee of 600 is waived for 8 times with no limit in the first year, and the annual fee is waived when spending 50,000 or more in the following year

4. Deluxe Platinum Card: 100,000-100,000 The annual fee is 200,000, and the annual fee is waived after 3,600 purchases of 960,000.

5. Diamond Card: The annual fee is 200,000 to 1,000,000, and the annual fee is waived after 10,000 purchases of 2.7 million.

If you still have doubts, you can go to the Minsheng Bank Business Center to consult the relevant staff about the specific credit card application conditions and limits. In short, you should choose the type of credit card that best suits you according to your needs.

Minsheng credit cards are quite good. If you want a high limit, apply for a platinum card or diamond card. If you want to shop online or have other needs, you can apply for the corresponding card.