Credit card is a kind of bank card that can overdraw a certain amount according to our personal reputation. Most cardholders who use credit cards are required to have a stable income and be at least 18 years old.

When we were studying political and economic life, we learned a few words about credit cards: "Live within our means and spend moderately. Avoid blind obedience and rational consumption. " Therefore, even if the credit card can be overdrawn, we should spend within our own economic scope and not overdraw. As a result, you will only form bad consumption habits, which will eventually lead to huge repayment pressure.

So, only by reasonably arranging the use of credit cards can we improve our life and avoid falling into debt crisis.