When handling credit cards, users need to pay attention to the interval between card processing. Generally, it is not recommended to apply for card processing frequently in a short time, which will affect the chances of approval.
1. China Merchants Bank: cancel the credit card and cancel the account. It must be 3 to 6 months before you can reapply, preferably 6 months after you close your account.
2. Bank of Communications: After the credit card is cancelled, you must wait for 6 months to become a new account before you can apply, but it is easy to refuse to apply for the same card type;
3. Guangfa Bank: Generally, if you apply again within 3 months, the probability of rejection is as high as 90%, and the success rate will be much higher after 3 months;
4. China Construction Bank: The old card has been successfully cancelled, and there is no debt and no bad credit. You can apply at any time.
5. The five most valuable credit cards are as follows: YOUNG users can try to apply for the Young card of China Merchants Bank, with low application threshold and many preferential activities of China Merchants Bank; Car users can try to apply for a safe car owner card and provide value-added services related to vehicles such as gas concessions; Users who like shopping on Taobao can try to apply for CITIC Taobao card, and calculate 10 times points for online transactions; Users who like to chase dramas can try to apply for a video joint credit card; Students can try to apply for a campus credit card.
Different users have different card requirements. As long as the card meets the needs of users, it is a credit card worth raising.
6. Cancelling your credit card does not mean canceling your account. Your card has been cancelled, but your information is still in the bank, and there is a gap. If at this time, you are stolen by criminals, but you don't know anything, because you think you have cancelled your card and everything is fine. In fact, your information has been stolen by others, and you have to copy it again before you can apply for a credit card. You can't find it at all. When you found out, it had done you substantial harm.