1. What is the relationship between Huaxia Express Loan and credit cards? Jisudai, also known as Yidajin, is a cash loan specifically designed for cardholders and belongs to the category of credit cards. Therefore, if you do not have a Hua Xia Bank credit card, it is recommended to go to the bank to apply for one first, and continue to use it to improve your credit rating, and you will receive an invitation. To apply for the Hua Xia Bank Express Gold Credit Card, you can bring relevant application materials to a Hua Xia Bank branch to fill out the application form and submit the application materials. The approval speed is very fast and is suitable for people who are in urgent need of money.
2. Does Huaxia Jisudai account for the credit card limit? There are two situations. One is within the quota, which is usually only a few thousand to tens of thousands of yuan. You can apply for cash withdrawal and then repay in installments, which is somewhat similar to China Merchants Bank's cash installment. The other one is outside the quota and belongs to the loan business, with a maximum limit of hundreds of thousands. Once the system detects that you are qualified, customer service will take the initiative to call and invite you to open it. After a user has used Jisudai normally for more than a year, the limit has increased from 10,000 to 10,000. 5 was increased to 49,000. Later, the customer service called and invited the quota to be directly increased to 120,000. After the online activation, the cash was directly withdrawn to the debit card. It is a product that can be approved. To sum up, as long as you use a Hua Xia Bank credit card normally, the system will automatically push the application entrance. The limit is generally relatively high. If there is more than the limit, you can use it if necessary.