Card), also called credit card. It is a non-cash transaction payment method and a simple credit service. Credit cards are divided into credit cards and quasi-credit cards. Credit card refers to the credit card issued by the bank, which gives the cardholder a certain credit limit, within which the cardholder can spend first and then repay. A quasi-credit card refers to a quasi-credit card issued by a bank. The cardholder deposits a certain amount of reserve fund according to the regulations. When the balance of the reserve fund account is insufficient to pay, it can be overdrawn within the prescribed credit limit. Credit cards generally refer to credit cards.

The housing provident fund co-branded card is a bank card issued by the housing provident fund management center in cooperation with commercial banks to serve the employees who have paid the housing provident fund. It has multiple functions of housing provident fund deposit voucher, account inquiry and bank debit card, and is an effective voucher for employees to deposit housing provident fund.