Account balance refers to the existing balance on the current credit card, and available balance refers to the existing balance on the card+overdraft amount.

The overdraft limit is determined by the credit card center according to everyone's income and credit, generally within 5,000 yuan, and the gold card is generally 1 10,000 yuan. The interest on overdraft is very high.

Tip: Generally speaking, the account balance is the actual funds (actually your own money), and the available balance is the cash that the bank can use or withdraw on the same day. ! Hope to adopt! ! ! !