According to the definition of the digital currency Institute of the Central Bank, the narrow sense of digital currency mainly refers to the pure digital currency that does not need physical carriers; Digital currency in a broad sense is equivalent to electronic money, which refers to all currencies that exist in electronic form, including electronic money, virtual money and digital currency.

According to different issuers, digital currency can be divided into statutory digital currency issued by the central bank and private digital currency.

Digital currency issued by the central bank refers to the legal tender issued by the central bank in the form of an encrypted digital string representing a specific amount. It is not a physical entity itself, nor does it take a physical entity as a carrier, but digital information used for online investment, trading and storage, which represents a certain value.

Privately issued digital currency, also known as virtual currency, is a kind of digital currency, such as Bitcoin, which is issued and controlled by developers and circulated among members of virtual communities without government supervision.

20 14 the central bank established digital currency research institute to study the feasibility of issuing statutory digital currency.

At the end of 20 17, with the approval of the State Council, the central bank organized commercial banks such as China Industrial and Commercial Bank, China Bank, Shanghai Pudong Development Bank, China Banknote Company, Shanghai Bill Exchange and other relevant institutions to jointly develop the Digital RMB System (DC/EP).

2065438+February 2008, the experimental production system of digital bill platform of Shanghai Bill Exchange was put into trial operation.

In 2065438+2009, when the central bank held a conference call in the second half of the year, it requested to speed up the research and development of China's legal digital currency (DC/EP).

On the morning of August 14, 2020, the Ministry of Commerce issued the notice of "Overall Plan for Comprehensively Deepening the Innovation and Development of Service Trade". In the part of "comprehensively deepening the pilot tasks, specific measures and division of responsibilities for the innovation and development of service trade", it is proposed to carry out digital RMB pilot projects in Beijing-Tianjin-Hebei, Yangtze River Delta, Guangdong-Hong Kong-Macao Greater Bay Area and conditional pilot areas in the central and western regions. The People's Bank of China formulates policy safeguard measures; First, it will be promoted by Shenzhen, Chengdu, Suzhou, xiong'an new area and other relevant departments of the future Winter Olympics, and then it will be promoted to other regions as appropriate.

By the end of this year, 65438+20001October 8, there were more than 3.5 million pilot scenarios of the central bank's digital RMB, and 65438+23 million personal wallets were opened, with a transaction amount of about 56 billion yuan.

China People's Bank is the only department in charge of R&D, promotion and application in digital currency, and six state-owned commercial banks participate in the pilot and operation as designated operating institutions.

Digital currency's technical standards and systems are developed by the Central Bank and independently implemented by its affiliated digital currency Institute, which is the core secret of the country.

The national policy only allows public and private wallets to be opened through the APP of state-owned commercial banks and the digital research institute of the central bank.

The difference between digital currency and cryptocurrency

The first feature of digital RMB is the legal tender issued by the central bank, which is supported by national credit and compensated by law. The second major feature is digital RMB positioning M0 (cash in circulation); The third feature is that the digital RMB adopts centralized operation mode, which is a two-tier issuance and circulation system; The fourth feature is that the digital RMB is a kind of digital currency for the retail-oriented central bank. Cryptographic currency is based on cryptography and is a decentralized trust mechanism. Cryptographic currency does not meet the requirements of modern monetary mechanism, and its number is determined by the algorithm.

The difference between digital currency, Alipay and WeChat payment.

First, the central bank digital currency belongs to cash in circulation, not bank deposits. Third-party Internet payment, such as Alipay and WeChat payment, adopts the currency settlement of commercial bank deposits, which belongs to M 1 and M2 level digitization, and has no M0 level legal effect, let alone replaces M0.

M0: generally refers to cash in circulation.

M 1: generally including M0+ demand deposits of various units,

M2: including m 1+ residents' savings deposits+corporate time deposits+corporate other deposits+customer deposits of securities companies.

Second, digital currency, the central bank, only needs electricity for payment, while digital currency, the central bank, has the advantage of dual offline payment. Binding with terminal equipment can complete basic operations such as cash withdrawal, payment and storage of digital currency. Alipay and WeChat third-party payment need electricity and network.

Third, digital currency, the central bank, is legally anonymous; Third party payment is not available.

Fourth, digital currency, the central bank, has unlimited legal compensation, and no institution or individual may refuse to accept it.

Digital currency, the central bank is the legal tender, and WeChat payment and Alipay are just one payment method. The effect of digital currency is not comparable to that of WeChat Pay and Alipay. From the user's point of view, digital currency, the central bank, is more widely used, with unlimited legal compensation and compulsion, while other means of payment do not have this function.

Second, digital currency concept stocks

According to Huaan Securities' calculation, the upgrading of digital RMB software and hardware industry will bring about a market space of 654.38+040 billion yuan. Among them, the design of digital RMB wallet is completed by banks themselves, while the transformation of equipment is generally outsourced.

Cuiwei shares (603 123)

Haike Rongtong, a holding subsidiary, holds a national payment business license for bank card acquiring issued by the People's Bank of China, and is qualified to operate third-party payment business nationwide.

Among the first batch of pilot commercial enterprises in Haidian District, all business departments of the company have opened the "digital RMB" business.

Starnet Ruijie (002396)

Shengteng payment products support digital RMB across the board, and are actively participating in the pilot work of digital RMB in major banks, and actively promoting application solutions in related industries.

Tianyu Information (300205)

The company has laid out digital RMB hard wallet and other products, and actively participated in the testing and marketing of related products.

It is planned to raise no more than RMB 6,543.8+0.35 billion from Yan Chunyu (a new major shareholder) at a fixed price of RMB 6,543.8+0.99 per share for two projects: data security and industrialization of digital RMB series products and industrialization of Internet of Things security module products.

Du Zhi Stock (000676)

The company's blockchain+supply chain financial service platform is one of the application scenarios of the Bank of digital currency. The application of digital currency can make the blockchain+supply chain financial service platform more efficient.

Bit continental, a shareholding company, is the world's leading supplier of supercomputing chips and artificial intelligence chips, and the world's largest supplier of customized ASIC chips and integrated systems for mining machines.

Yinjiang Technology (300020)

The company has not carried out related business in digital currency.

The company will take the opportunity to sell the Yibang International shares held by Hong Kong Yinjiang.

Tian Fei Cheng Xin (3000386)

The company did not participate in the central bank's digital currency project.

The company intends to raise funds through public offering of shares, and the projects involved include digital currency-related hardware and system applications.

It is planned to establish Tian Fei Digital (Tian Fei Chengxin holds 48.67%). ), whose business projects include: providing products and technical support for the wide application in digital currency and promoting the development of cashless payment.

Shenzhou Information (000555)

The cooperation with Huawei covers multi-dimensional industrial application solutions and operation and maintenance services in financial technology, smart agriculture, intelligent services, Internet of Things and other fields, and it has become one of Huawei's largest partners in the field of industrial solutions in China.

The company established a wholly-owned subsidiary, Shenzhou Fiona Fang, focusing on the application and promotion of blockchain and digital RMB related scenarios. The company has an excellent solution team with smart contract programming ability and scenario planning in the industry, and has explored smart contract applications in prepaid consumption, corporate payment, targeted payment and other scenarios, which has promoted the innovation of digital RMB scenarios.

1 1.2, Beijing Municipal Taxation Bureau handled the first digital RMB payment entrusted tax collection business in the city. This business is mainly supported by Shenzhou Information and its subsidiary Shenzhou Fiona Fang, and China Industrial and Commercial Bank Gymnasium Road Sub-branch participates in the debugging, helping Dongcheng District Taxation Bureau to take the lead in collecting taxes through digital RMB and open a new experience of digital RMB payment.

165438+1On October 3rd, Tencent Cloud and China Information formally signed an agreement to establish a comprehensive strategic partnership.

In the first three quarters, financial innovation won a total bid of 4.465438 billion yuan, an increase of nearly ten times compared with last year.

Shenzhou information has helped nearly 20 banking institutions to realize the construction of interconnection system; The self-developed digital wallet system has entered the promotion stage and landed in financial institutions such as Guangfa Bank and Bank of Beijing.

In the field of digital RMB scenario, the company helped nearly 20 banking institutions to realize the construction of interconnection system. The self-developed digital wallet system has entered the promotion stage and landed in financial institutions such as Guangfa Bank and Bank of Beijing. At the same time, the company actively explores the innovative application of digital RMB in prepaid cards, logistics, supply chain finance and other scenarios, and has officially launched the "prepaid consumer service platform" to improve the prepaid consumer service system and provide a one-stop solution for efficient operation.

Nantian Information (000948)

One of the few comprehensive solutions and service providers in China integrates the R&D and production implementation capabilities of software and hardware digital products.

As a representative enterprise, Cloud Blockchain Technology R&D participated in the R&D application in digital currency, China, and generated related benefits.

The company established the digital currency Research Group, which made an important reserve for the ecological construction of circulation in digital currency.

Docking with relevant departments and enterprises in Yunnan, promoting the application of digital RMB settlement in border trade, hoping to obtain corresponding business opportunities in the pilot project in digital currency.

Nantian's digital business is mainly based on Nantian's convenient payment platform and Nantian's smart communication solution, and it was selected into the "20021year enterprise digital transformation case promotion catalogue" issued by China Electronic Information Industry Federation in September.

On June 2, the self-developed, safe and controllable "Nantian blockchain platform NBaaS" was successfully filed through the domestic blockchain information service of the Network Information Office.

16 September, China Agricultural Bank Co., Ltd. became the main supplier in the "202 1 year Intel LPC Server Shortlisted Project", with the estimated project amount of12.46 million yuan (excluding tax).

165438+1On October 3rd, Nantian Information signed a strategic cooperation agreement with Tencent Cloud.

1October 9th, 165438+ won the bid for Kunpeng PC server project of Agricultural Bank of China, with the amount of14.87 million yuan.

New World (000997)

Sun company Yada Company focuses on the support and operation services of digital RMB ecological construction.

The company's full range of smart POS has supported digital RMB payment, and it has been applied to digital currency pilot projects in Shenzhen, Chengdu, Suzhou and other places to realize the seamless connection between offline consumption environment and digital RMB.

Eastcom Peace (0020 17)

The actual controller will be changed to CLP.

Ziguang Guowei (002049)

Intelligent security chip, ASIC, semiconductor power device, crystal frequency device.

The chip products of Tongxin Microelectronics, a wholly-owned subsidiary of the company, have been widely used in the field of financial payment, and its security chip can be used as a trusted carrier of digital RMB hardware wallet. Tongxin Microelectronics has set up a digital RMB payment scenario, and is actively cooperating with operating agencies to promote the trial operation of digital RMB in several pilot cities.

Tsinghua Holdings 100% equity is to be transferred to Sichuan Energy Investment Group.

Hublot shares (002 104)

Participate in the ecological construction of digital RMB to enrich the application scenarios of digital RMB and bridge the inconvenience caused by the "digital divide" to specific people. At present, digital RMB is still in the pilot stage, which will not have a great impact on the performance of the company 202 1.

Monternet technology (002 123)

The invention patent "095 Digital RMB Payment Method Based on 5G Message" is in the acceptance stage.

The company's digital RMB wallet project is based on 5G message digital RMB wallet, which integrates various recharge payment scenarios to realize closed-loop transactions. It solves the security risks of H5 payment by leaving users in the mobile phone mailbox through the groundbreaking jump between chat bots. In the future, you can connect to the 5G message interface of the central bank or major banks without downloading the App to create a rich and complete life service.

The subsidiary signed a strategic cooperation agreement with Ant Chain to carry out in-depth cooperation in the field of cloud communication services.

Radio and TV Express (002 152)

For consecutive 13 years, the domestic market share of financial instruments is the first, and it is the largest supplier and service provider of financial intelligent self-service equipment in China, covering more than 80 countries and regions around the world.

The subsidiary Express Digital Space focuses on the digital transformation of banks and has a complete business service platform based on the whole life cycle of digital RMB.

American Express Digital participated in the construction of digital RMB business system of Changsha Bank, won the bid for the construction projects of digital RMB business system of Sanxiang Bank, Chouzhou Bank and Chang 'an Bank, and is currently conducting technical and cooperative exchanges with a number of commercial banks.

Digital currency is still in the pilot stage, and the company's digital RMB business income is still in the order of millions, accounting for a small proportion of the company's total income (operating income of 6.4 billion yuan in 2020), which will not have a significant impact on the company's operating performance.

Royal Bank (002 177)

The core member enterprises of Golden Chain Alliance actively participate in industry technology exchange and interaction.

The company is developing software and hardware digital wallets, and digital currency's research and development in the field of financial instrument exchange and circulation technology has not yet been commercialized.

Zheng Tong Electronics (002 197)

A special research group of digital currency Project was set up, focusing on the research and development of key areas such as encryption algorithm in digital currency, digital wallet equipment and its application, payment module and payment equipment in digital currency, and collection equipment in digital currency, and striving to build a complete financial technology research and development system, product system and application support platform for the company, so as to make relevant technical reserves and product pre-research preparations in advance for the company's rapid development in the future.

Weishitong (002268)

China People's Bank is one of the company's customers; Cryptography and related products will inevitably be used in the promotion of digital currency. The company will actively respond to the market demand brought by new business and make good technical reserves.

Hai Lian Jin Hui (002537)

At present, the company's digital RMB mainly realizes the collection function of merchants, and there is no app.

Bo Yan Technology (002649)

It is planned to spend1300,000 to 260 million yuan to repurchase shares, and the repurchase price shall not exceed 16 yuan/share.

Beijing North (002987)

China People's Bank and six state-owned commercial banks are corporate customers, starting from 2020.

The income of the six state-owned commercial banks accounts for 65.07% of the company's total income. In digital currency, the company has established a large-scale and in-depth cooperative relationship with large state-owned commercial banks, participated in the analysis, design, development and testing of other commercial banks' related system operation management, customer information, risk screening, operation data analysis, digital currency client background, payment function, third-party payment and file protocol management in digital currency, and accumulated experience and technology. With the promotion of digital currency, the future application scenarios around digital currency will generate huge demand for system development, testing and operation and maintenance in large state-owned commercial banks, joint-stock commercial banks and small and medium-sized banks, which will bring more business opportunities to the company.

Chutianlong (003040)

Our company has rich technical accumulation in various forms of digital RMB hardware wallets and other fields, and has accumulated some practical experience in the development of digital RMB related products by participating in pilot projects in some cities.

The digital RMB hardware wallet and other related products developed and produced by the company are suitable for various consumption scenarios. At present, we are actively preparing for the digital RMB hardware wallet and other related products for the Beijing Winter Olympics.

Netac Technology (3000402)

The company's main business does not involve "digital currency" issuance and circulation and other related fields, and there is no plan to carry out related business.

Hua Li Chuang Tong (300045)

The East Lake Institute of Technology and Finance, in which the company shares, is involved in this field.

Tianyuan Dike (300047)

Our company has landed two projects in digital currency. One is the digital currency project of a state-owned bank on May 202 1, which has signed two orders and is still in the process of implementation. The other is the 202 1 10 18 digital currency project of a commercial bank, which is currently in the first phase.

The process has been developed and is waiting for user acceptance test.

Qitian Technology (30006 1)

Xiaoqi Oufei, a subsidiary company, launched a mobile banking application to support scenario marketing services, such as using digital RMB to recharge payment fees. This business is not expected to have a significant impact on the company's 20021annual performance. The company's existing business does not involve chips, basic technologies and payment terminal equipment related to the issuance and circulation of digital RMB.

Yin Zhijie (300085)

The main business direction of Digital Jettech in the establishment stage is to carry out innovative technology research in the field of digital RMB issuance and circulation and scene application, and provide products and technical services such as software application platform and scene service solutions for banks, payment institutions and commercial users.

Under the trend of carbon neutrality, carbon silver heroes will mainly engage in carbon management, scientific and technological innovation and technical services in the field of carbon finance.

Huadao Credit Information Co., Ltd., a shareholding company, is mainly engaged in the development of credit information technology, providing technical support and technical services for the development of credit information business of hundreds of banks, as well as supporting services related to personal credit information in the credit information industry chain.

New capital (300 130)

The digital RMB research group established by the company actively invested in research and development resources around the application and products of merchant payment scenarios under digital RMB online. The intelligent terminal device N86 developed by the company not only supports bank card and QR code payment, but also supports accepting digital RMB after further promotion in the future. At the same time, the company actively promotes cooperation with banking institutions in the field of digital RMB operation activities and technical services. At present, some institutions have completed the preliminary technical coordination and system testing, actively cooperated with banking institutions to further assist the transformation and promotion of merchants, and have been successfully applied in pilot scenarios in Shanghai and other regions. The company is actively developing digital RMB "hard wallet" products, and is currently carrying out technical development and product design. In the future, the company will also keep up with the changes in the industry and constantly explore new business models under the digital RMB ecology.

Oriental Guo Xin (300 166)

The main customers of Shanghai Yitong, a subsidiary, are banks. At present, it has achieved digital RMB docking with a number of state-owned banks and commercial banks. According to the nature of banks, different docking schemes are realized and organized into standardized processes, which can quickly assist cooperative banks to quickly complete digital RMB docking.

Huafeng Microfiber (300 180)

At present, its subsidiary, Micro Pay, is the supplier of mobile payment background software and systems for most banks. For the business in digital currency, Micro Pay is actively participating in the DCEP testing and related promotion of some banks. Due to the restriction of confidentiality agreement, relevant details cannot be made public for the time being. Related businesses are in the early stage of development, and there is great uncertainty.

*ST Julong (300202)

New Cape (300248)

At present, the company has established long-term and stable cooperative relations with five major banks (Bank of China, Agricultural Bank of China, Industrial and Commercial Bank of China, China Construction Bank and Bank of Communications) and four major institutions (UnionPay, China Mobile, Telecom and China Unicom), laying a foundation for expanding the digital RMB market in universities, K 12, secondary vocational schools and enterprises. Payment machines in digital currency include consumer equipment and identification equipment in campus and enterprise parks, some of which have passed PBOC certification.

Signed a strategic cooperation agreement with Unicom Payment, established strategic cooperation in the fields of classified products, digital RMB products and solutions, 5G-SIM cards, mobile security services, and carried out technical and business cooperation. The two sides will speed up the layout of digital RMB business and realize the landing of digital RMB in more application scenarios. Unicom Payment is a wholly-owned subsidiary of China Unicom Group. It has a payment business license, provides comprehensive payment applications and financial information services for individual users through Wowallet, and undertakes the development responsibilities of innovative payment services such as digital RMB.

The New Cape undertook the first pilot project of education industry application in China-the digital RMB pilot project of Suzhou Experimental School of Nanjing Normal University.

Beixinyuan (300352)

Hainan Baojiayuan Technology Co., Ltd., a shareholding company, plans to cooperate with Shanghai Information Investment Co., Ltd., and the two parties will jointly set up Shanghai Xinlian Digital Trade Data Technology Co., Ltd. with a capital of 654.38+million yuan. Both parties will give full play to their comprehensive advantages in the fields of blockchain, information security, financial technology, etc., and use this company as a platform to launch the pilot and large-scale application of digital currency in view of the actual scenes in many fields such as enterprise digital transformation, industrial supply chain coordination, and "digital world trade".

If you win, you win (300377)

Introduce a valuation accounting scheme that supports a full set of carbon quota transactions.

At present, we are cooperating with some financial institutions, actively participating in digital currency DCEP-related projects of banks and other financial institutions, and actively participating in industrial interconnection in the field of green finance to further broaden the company's business scope. Participating in digital currency and green finance business is the company's strategic plan, but the company did not directly participate in the research and development work of digital currency and the central bank. Up to now, green finance and digital currency-related businesses have made little contribution to the company's revenue.

Huaming Intelligent (300462)

The application scenarios of AFC (Automatic Fare Collection System) and ETC (Electronic Non-stop Toll Collection System) and other related products in the company's existing main business involve the payment link, and there are a lot of payment scenarios in digital currency. The company is committed to the development and cooperation of scene application in digital currency. Part of the funds raised by the refinancing project that the company is currently preparing will be used for the "digital currency (DC/EP) Scenario Application Development and Construction Project".

Sifang Jingchuang (300468)

As a leading provider of comprehensive financial technology solutions in the industry, the company has maintained close cooperation with customers in the financial industry for a long time, and actively cooperated with customers to promote the application of various modes such as digital RMB payment, digital RMB red envelopes and digital RMB coupons in sports and other scenes. In the future, the company will continue to improve the all-round R&D and delivery capabilities from the underlying platform of blockchain to application solutions, as well as the integration and innovation capabilities of blockchain and digital economy, and continue to seek and realize the landing of technologies such as digital currency in more scenarios.

The Hong Kong subsidiary cooperated with ConsenSys and PricewaterhouseCoopers to participate in the m-CBDC Bridge project of the Hong Kong Monetary Authority.

Shen Si Electronic (300479)

In 20 19, the company started the research and development of supporting equipment for digital RMB business and paved the way for the market, actively cooperated with relevant institutions and commercial banks, participated in the pilot work of digital RMB, and put it into commercial trial operation in pilot cities in small batches. Digital currency's related businesses are innovative, and the marketing progress will be carried out step by step according to the national planning and the deployment of the competent authorities.

Youboxun (30053 1)

The company's participation in the pilot project in digital currency is mainly carried out through state-owned banks and customers in the retail and catering industries who have long-term cooperation with the company. NFC technology, end-to-end trusted identity authentication based on TEE, trusted device authentication, trusted QR code technology, cloud efficient trusted blockchain and privacy computing are all technical reserves of digital currency's research. The company actively participated in the design and implementation of payment application scenarios in digital currency, and its payment terminal products received good feedback in the pilot application in digital currency. The company will further track the progress of national deployment of digital currency and provide smart payment terminals and related services that meet the requirements.

The company has applied blockchain technology to portable printer products and food and drug traceability platform projects with built-in Urovo blockchain SDK, and launched mobile data storage services based on blockchain technology, so that mobile data can be transmitted from birth and protected by law. The company is optimistic about the development prospects of VR/AR, blockchain and interactive technology in the fields of Internet of Things and artificial intelligence, and continues to accumulate in basic fields such as intelligent hardware.

Advanced data communication (30054 1)

The company's business related to statutory digital currency is to assist commercial banks to build payment application systems supporting statutory digital currency. At present, the company's solution research and development has been completed, and it is in the marketing stage, and some projects are being implemented.

The company's statutory digital currency related solutions are mainly aimed at small and medium-sized banks.

Brother Technology (300546)

The company invested in research and development, exploring the use scenarios of digital RMB in the field of bus payment, which has been used in cities such as Wujiang, Suzhou; In the future, the company will form import business opportunities in digital currency through aggregate payment business, and reserve market opportunities for the further promotion of digital currency in the future; This business has little impact on the company's current performance.

Gu 'ao Technology (30055 1)

Jacky Wisdom (300645)

The docking and development with the digital RMB system of five major banks have been completed. The self-developed machine is an Internet of Things transaction terminal that supports the integration of card code and face currency (digital RMB). It has the powerful characteristics of multimedia fusion and multi-scene adaptation, and has passed PBOC3.0 certification. The software and hardware system can support the payment transaction of digital RMB.

Southwestern University of Finance and Economics, Suzhou University, Qingdao Vocational College of Engineering, Hunan Police College and Hunan Vocational College of Foreign Languages have implemented digital RMB construction projects, and many institutions are ready to go online. Hangzhou will become the third batch of digital RMB pilot cities. The company has signed agreements with major commercial banks, completed the docking of various technologies, and made every effort to prepare for the implementation and promotion on campus.

The company is developing technology to assist private wallets to be opened by appointment, and on the premise of complying with national policies, it helps to open digital RMB wallets by providing entrances and other means.

Crane Software (300663)

The main business is Internet banking, and it is upgrading and expanding to digital banking and digital finance at present and in the future.

Crane Software Systems (Hong Kong) Co., Ltd., a wholly-owned subsidiary, recently won the bid for the digital banking system procurement project of Singapore Travel International Bank, with the winning bid amount of 2 million Singapore dollars, about 9,604,600 yuan.

The company has not yet produced the orders on hand from digital currency, and the related businesses in digital currency are in the process of technical verification, business negotiation and contract signing, so it will not directly generate operating income in 2020.

Yuxin Technology (300674)

In digital currency, in the past two years, state-owned banks have participated in the development of digital RMB, digital currency pilot and e-wallet system led by the People's Bank of China. The company has deep cooperation with a number of state-owned banks, accumulated relevant capabilities and product modules in digital wallet and digital currency, and reserved corresponding talents. If there are related business cooperation opportunities in the future, the company will also actively participate.

Lacarra (300773)

The company has a first-Mover advantage in the field of digital RMB. The company became one of the first two payment institutions to sign a strategic cooperation agreement with the Digital Research Institute of the Central Bank, completed the system docking and started business cooperation with the Digital Research Institute of the Central Bank and its six major operating institutions, fully participated in the digital RMB promotion activities in pilot cities, and realized the acceptance of digital coins in the whole product line from small and micro merchants to KA merchants, from retail payment to B2B payment.

At present, digital currency can be used to pay salaries, and some employees' salaries have been paid in the form of several coins.

The company has entered many large and medium-sized merchants that have not been covered by digital RMB before. Although the acceptance of digital RMB has not yet started to charge, the company has entered some large and medium-sized merchants, and has brought certain benefits to the company from payment methods such as WeChat, Alipay and bank card.

Tianyang Technology (300872)

At present, the company has participated in the technical development and testing of CCB digital currency.

Chuangshi Technology (30094 1)

During the "May 5th Shopping Festival", the company assisted Suzhou Branch of Agricultural Bank of China to realize the digital RMB payment of relevant merchants.

Reasonable use.

The company's digital RMB products have won the bid in China Agricultural Bank and China Construction Bank. At present, the company mainly focuses on merchants accepting environmental construction.

The company cooperated with Zhangjiakou Agricultural Bank, Zhangjiakou Construction Bank, Beijing Agricultural Bank and Beijing Construction Bank to participate in the construction of digital RMB acceptance environment for merchants related to Beijing Winter Olympics.

Chengdu-Chongqing, Sichuan (60 1 107)

At present, the company has not carried out related business in digital currency.

Principal Century (68820 1)

202 1 1 26 won the bid for the procurement of ssl gateway and signature verification server for digital currency project.

The product lines of corporate identity security, data security and communication security are all applicable to digital currency.

Core primitive strand -U (60052 1)

In 20 19, the company's income in the data processing application market reached 261720,000 yuan, and the data processing market targeted by the company mainly included data centers and digital currency. The company has many years of experience in the field of chips in digital currency, and has provided chip design and mass production services for many customers.