1. College students apply for credit cards. As a large consumer group, college students’ spending power cannot be underestimated. Major banks have also identified this large market and have provided various student cards for college students to apply for. Can college students fill in their academic qualifications randomly when applying for a credit card? The answer is definitely no. When applying for college student credit cards at major banks, the card applicant generally requires the card applicant to provide a copy of his or her ID card, a copy of his student ID card, or an original certificate from his department. Some banks may also require other cards issued by the school to ensure that college students identity. Educational background is an important factor that banks consider when reviewing credit cards. Once fraud is discovered, the bank is likely to reject the card.
2. Social workers apply for credit cards. If you have already stepped out of social work, applying for a credit card with academic qualifications is not that important. A high degree of education will naturally play a certain role when applying for a credit card, but it will have little impact on the issuance of credit limits. The bank's review of the card applicant's qualifications and the size of the credit limit are mainly based on the cardholder's repayment ability, which includes your work and income, as well as your fixed assets or other economic income. Can I fill in random information when applying for a credit card? If the bank directly affects the bank's trust in you by verifying that the academic qualifications you filled in are false, then it is superfluous. It is wrong to say that you can fill in your academic qualifications randomly when applying for a credit card. Don’t let the small gain make the big gain.