1. Directly swipe your card to make purchases at merchants with POS machines, or bind Alipay or WeChat to make purchases online or offline.
2. Use a Everbright Bank credit card to make an overdraft withdrawal. Bring the credit card to a Everbright Bank branch or an ATM with the UnionPay logo to make an overdraft withdrawal. Overdraft withdrawals will be charged a handling fee, and interest will be charged on a daily basis.