The closed status of Everbright customer level means that the temporary credit limit of the card cannot be used for installment or the credit limit has been closed.

In this case, the user may have exceeded the limit. As long as you repay the excess amount in full and use the credit card normally for a period of time, it can usually be solved. For details, please consult the Everbright Bank credit card customer service hotline and bank branch staff.

If you want to increase your credit card limit, you need to increase the frequency of using your credit card, and the amount should be relatively high. If the limit is not raised, you can consult the Everbright Bank credit card customer service hotline and bank branch staff.

1. Expand how to increase the credit card limit to make it convenient

(1) The first is to increase the number of times you use your credit card, that is, the frequency of credit card swiping must be high.

(2) The amount you spend each time must be high.

(3) There is a stable consumption time every month, and the consumption time is long.

(4) At the same time, if you frequently use your credit card to withdraw cash, banks for these customers will also give priority to increasing the limit, because the bank that withdraws cash makes more money.

(5) If you are a customer with great spending power, when you propose to cancel the card, the bank will often give you a credit limit as a favorable condition and will not support you in canceling the card.

2. What is customer-level limit closure?

The temporary limit of the card cannot be used for installment or the credit limit has been blocked.

There are several types of customers that are defined by banks as risky customers and have a higher possibility of card closure. For example, those who apply for multiple credit cards and max out their debts all at once, those who cash out illegally, those who have made multiple borrowings on online loan platforms, etc. With the increase in the number of bank credit card issuances in the past two years, banks have begun to shift from purely pursuing the number of card issuances to focusing on profitability and card issuance quality. Therefore, naturally, credit card risk control will become increasingly strict.

3. If you want to quickly increase your credit card limit, you can use the following methods in your daily consumption

(1) Use credit cards frequently, regardless of the amount, as long as you can swipe the card Definitely pay by credit card.

(2) It is best to generate monthly bill consumption that is at least 50% of the total amount.

(3) If you need to increase the quota due to short-term needs such as festivals, tourism, business trips, etc., you can apply for a temporary quota increase, which will be easier to approve.

(4) The bill for card consumption must be for 3 consecutive months without interruption, that is, there must be consumption every month.