Nowadays, young people always like to spend ahead of schedule. Obviously, they earn 3, yuan a month, because they always buy from buy buy, which eventually leads to a credit card debt of 1, yuan. This money is definitely a huge sum for a person who earns 3 yuan a month. After all, even if he doesn't eat or drink, it will take three years to pay it back. The best way is to ask your family for help and borrow money as soon as possible, return the credit card first, and then try to increase revenue and reduce expenditure after canceling the credit card, do more work and return the family's money as soon as possible.

You should know that credit cards are related to our personal credit. If they are overdue for a long time, they will easily be blacked out. At that time, we will not only have to pay back the money, but also be unable to handle many businesses. Don't even think about robbing Peter to pay Paul. You know, there are many loans on the Internet, and it is really easy to borrow money, but if these loans are profitable, it will be more difficult to repay them. Therefore, the best way is to confess to your family directly, explain everything clearly, and strive for their forgiveness. Then work with your family to find a way. It is best to borrow money from relatives and friends first and return this credit card.

after you return the money, you must cancel the credit card at the first time, so as to avoid spending money in the future and making the same mistake again. After paying back the money, all we have to do is work hard and stop pursuing the so-called quality life. After all, people who owe money are not qualified to pursue quality at all. Try not to buy clothes. After all, some shoes can be worn. Usually, eating is a little simpler. Try not to eat outside. Cooking at home can be more affordable and save money.

You also need extra efforts in your work. You can change to a job with a higher salary, or work overtime. If it's really not good, you can run a part-time job after work. For example, some white-collar workers have high salaries, but they still run Didi after work, or hitchhike, trying to earn more money. These are all good ways to make money. Don't think that your family should pay your debts for you, but you should work hard to pay back the money yourself.