This question is very simple, just go to the personal credit information center to inquire.

At present, the People's Bank of China has provided an online inquiry system for personal credit information. You can log in to the personal credit information inquiry center of the People's Bank of China and register first. After registration, you can check your credit status and credit card processing. It should be noted that personal online credit inquiry is still in the testing stage and only supports some provinces and cities. To open a personal credit inquiry system, you must use IE browser, because when you need to input your own relevant information, you must pay attention to network security.

People on the Internet often use their ID cards and photocopies to handle credit cards and loans indiscriminately, and check personal credit information in time, so as to find problems as soon as possible and avoid bad reputation.

1. Inquire through the bank outlets, and go to the bank outlets with your personal ID card.

2. Personal credit inquiry: log on to the website of the People's Bank of China () for online inquiry, and the personal credit report will show the detailed information of all your credit cards.

Take my ID card to the local people's bank to check my personal credit, and you can check the use of your loans and credit cards in the name of the bank.

Specific contents of personal credit information:

1. All your loan records in the name of the bank, including mortgage loans, secured loans and credit loans. Common loans include mortgage loans, commercial loans and small consumer loans. Each loan is a repayment record within 24 months, and the overdue repayment record of more than 2 years will also be reflected under each loan.

2. Credit card is credit card information:

Banks can see your average usage limit and maximum usage limit in the last six months, how many credit cards you have opened, which bank you belong to, and whether the repayment records of credit cards are overdue, so the repayment records of customers are good.

Credit cards need to be activated in person. If you don't activate them, the credit card can't be used.

Extended data:

Personal credit investigation refers to the activities of personal credit investigation institutions established according to law to collect and process personal credit information and provide personal credit information inquiry and evaluation services according to the requirements of users. Personal credit report is a personal credit history record provided by a credit reporting agency to legitimate information inquirers after processing and sorting out the information collected according to law.

Credit information

1. Personal basic information used to identify individuals and reflect their family and occupation;

2. Personal credit information formed by the credit relationship between individuals and financial institutions or housing provident fund management centers;

3. Personal credit purchase and payment information formed by personal credit purchase relationship with commercial institutions and public utility service institutions;

4. Public record information related to personal credit formed by administrative organs, executive organs of administrative affairs and judicial organs in the process of exercising their functions and powers;

5. Other information related to personal credit.

How to check all the credit cards in your name?

Check all credit cards in your name as follows:

Mode 1: Internet query. Users find and enter the personal credit service platform of China People's Bank, and click the "Start Now" button. If you already have an account, just log in; If you don't have an account, you need to register before logging in. After the user logs in, click "Credit Information Service" and then click "Get Credit Information". After successfully obtaining the information, users can know their credit card accounts.

Operating environment:

Brand model: Lenovo notebook computer Xiao Xin Air 15 Ruilong Edition

System version: Windows 1 1

Browser: Google chrome browser

Browser version: 87.0.4280.88

Method 2: offline query. Users can take their ID cards to the offline business outlets of the local People's Bank and print their own credit reports. The personal credit report contains the citizen's credit card number, and the cardholder can query his credit card by querying personal credit information.

First, how to apply for a credit card?

To apply for a credit card, you can apply in the following ways:

1. Bring my ID card and credit certificate to the bank counter.

2. Through online banking, you can choose to apply for a credit card under the credit card service page, fill in the information and submit it, and the review progress and results will be displayed on online banking.

3. Call the bank's customer service phone and follow the voice prompts.

Operating environment:

Brand model: Lenovo notebook computer Xiao Xin Air 15 Ruilong Edition

System version: Windows 1 1

Browser: Google chrome browser

Browser version: 87.0.4280.88

Second, how to unlock the credit card if it is locked?

There are different solutions according to the reasons for being locked:

1. If the credit card is locked due to overdue, the cardholder should return the overdue amount as soon as possible. After the cardholder pays off the overdue amount, he can call the credit card center of the issuing bank, and the general bank will unlock it;

2. If the cardholder locks the card due to the loss or theft of the credit card, the issuing bank will unlock it after the relevant matters have been handled, and the cardholder may also take the initiative to ask for unfreezing;

3. If the bank thinks that the cardholder cashes out, it can't be unsealed generally. However, if there is evidence that it is not the cardholder cashing out, but the Pos machine of the merchant has a problem, the credit card center may also unseal it.

Third, what bank does not look at liabilities when it runs a credit card?

Generally speaking, there is no bank that runs a credit card without looking at liabilities. Liabilities will affect the repayment ability of cardholders, which is the most important thing for banks to approve cards.

The bank's approval of credit cards depends on the applicant's credit information. If the debt is relatively high, the risk of the bank will also increase, which is not conducive to approval.

You can apply for other credit cards of the same level at the same bank. Some banks do not check the credit information on the second card, and high debts may approve the card.

How to check if you have a credit card?

How to check whether you have a credit card:

1, bank branch query

You can go to the local business outlets of the People's Bank of China with your ID card, as long as you print your personal credit report. Because there will be credit card details on the credit report, if you have a credit card, it will be displayed on the personal credit report.

1, bank telephone inquiry

You can also call the customer service phone of each bank and ask the customer service staff whether they have applied for a credit card.

3, online query (glory 50MagicUI4.2；; Bank of China 7. 1.7)

You can log in to the People's Bank of official website and China, and check whether you have applied for a credit card by checking your personal credit report. You can watch it online in official website.

Disadvantages of handling credit cards

1, blind consumption

Unlike paying cash, swiping a card is not a sum of money. I don't feel anything when I swipe my card. A few figures lead to blind consumption and spending money like water. However, what to buy and what not to buy can be treated irrationally?

2. Excessive consumption

Notebook staging, digital camera staging, smart phone staging, while enjoying your favorite items in advance, you should also consider whether your salary is just a drop in the bucket when you repay next month.

3. High interest rates

If you can't take good care of your credit card and can't repay it on time when the final repayment date comes, the bank will charge a certain interest fee to avoid greater risks, and you can only blame yourself.

4. An annual fee is required.

Credit cards basically have an annual fee, but they basically have an annual fee-free policy. For example, CCB can be exempted as long as it is brushed three times a year; On the contrary, the savings card has received a small fund management fee since 2006, and it has to pay one or twenty yuan a year. If you apply for a credit card and can't swipe it three or five times a year or don't know it, then the bank will charge you an annual fee.

Step 5 steal brushes

Credit cards are basically password-free by default, so when they are lost or stolen, they are easily stolen by others, causing unnecessary troubles or losses; But in fact, credit cards can also use passwords to apply for spending-it depends on how you manage credit cards.

6, affect personal credit records

Long-term malicious default will naturally affect personal credit records and even be blacklisted by banks. It will be difficult to buy a house and a car from a bank loan in the future-but if you don't want it, you won't be able to manage money yourself.

7, repayment trouble

Going to the bank every month is often overcrowded; In fact, there are only savings cards with online banking, and you can repay credit cards for free without leaving home through the Internet, such as "quick money" and "Tenpay".

How to check whether there is a credit card in your name?

1. Telephone inquiry: the user calls the customer service of the bank to inquire about the credit card information under the user's ID card through the hotline customer service.

2. Credit card credit report inquiry: It is the simplest and most convenient way to obtain information through credit report.

3. Bank outlet inquiry: You can bring your personal ID card to the local people's bank and inquire about your personal credit card with the help of the staff.

Colleagues wish you a safe and smooth life in the future. When you encounter difficulties, you can also face them and succeed. If you don't understand any questions, you can continue to ask. Don't feel embarrassed or worried. We have always been the backstage of your most loyal friend. In reality, you can tell me in detail about illegal infringement and unsatisfactory things. We always provide the most reliable judicial answers and help, and don't encounter difficulties.

How to check if there is a credit card introduction? Let's stop here.