How to repay the Agricultural Bank of China credit card

1. Automatic repayment

Agricultural Bank of China automatic repayment (agreed repayment)

The Agricultural Bank of China credit card supports automatic repayment associated with the Agricultural Bank of China debit card or quasi-credit card account, and the credit card account is deducted from the debit card or quasi-credit card account on a regular basis every month.

Processing channels: Agricultural Bank of China online banking, branch counters, credit card customer service hotline

Fees: No handling fee

2. Online repayment

1. Agricultural Bank of China Online Banking Repayment

After users of the Agricultural Bank of China debit card or quasi-credit card account have opened an online banking certificate (K Bao), they can log in to online banking to repay the Agricultural Bank of China credit card.

Fees: No handling fee

Acceptance time: real-time recovery of available credit

2. Alipay online repayment

You can pay through Alipay Repay the Agricultural Bank of China credit card account

Fees: There is no handling fee for repaying the Agricultural Bank of China credit card to me (the specific standards are subject to the Alipay charging announcement)

Acceptance time: the available limit is restored in real time

Extended information:

1. Determine the due repayment date

The due repayment date is generally 25 days after the statement date of your Agricultural Bank of China credit card. If you pay in full before the repayment date, you can enjoy interest-free treatment on consumption debt.

2. Calculation of the longest interest-free period and the shortest interest-free period

Consumption on the day after each month’s bill will be included in the next month’s bill, generally 25 days after the bill date is the repayment due date, in which case you can enjoy the longest interest-free period. If you consume on the bill date, it will be included in the current bill, and the repayment due date will be 25 days after the bill date. In this case, you will enjoy the shortest interest-free period.

3. Tolerance repayment

Our bank provides tolerance repayment service. On the premise of repaying the minimum repayment amount, the outstanding amount is less than or equal to the bill balance. 10%, and the arrears for regular cards are not more than 100 yuan, and the arrears for gold and platinum cards are not more than 200 yuan, the cardholder will be deemed to have paid in full and enjoy interest-free repayment treatment.

4. Calculation of minimum repayment amount

Minimum repayment amount = 10% of the consumption amount within the credit limit, 100% of the cash advance transaction amount, and the agreed minimum installment amount that should be included in the bill The repayment amount is 100% of the initial minimum repayment amount, 100% of all fees and interests that have not been repaid, and 100% of the consumption amount exceeding the credit limit. For details on how to calculate the minimum repayment amount of a specific product, please refer to the product introduction on the website.