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What are the bad credit card records?
Personal information is all kinds of information related to identified or identifiable natural persons recorded electronically or by other means, excluding anonymous information.

Article 4 of the Personal Information Protection Law of People's Republic of China (PRC) refers to all kinds of information related to identified or identifiable natural persons recorded by electronic or other means, excluding anonymized information.

The processing of personal information includes the collection, storage, use, processing, transmission, provision, disclosure and deletion of personal information.

Article 5 Personal information shall follow the principles of legality, fairness, necessity, honesty and credibility, and shall not be handled by misleading, cheating or coercion.

Article 6 The processing of personal information should have a clear and reasonable purpose, be directly related to the processing purpose, and be carried out in a way that has the least impact on personal rights and interests.

Personal information should be collected for the purpose of processing, limited to a minimum range, and personal information should not be collected excessively.

Article 7 The handling of personal information shall follow the principle of openness and transparency, and the rules for handling personal information shall be made public, and the purpose, manner and scope of handling shall be clearly stated.