After ICBC's credit card application is rejected, it usually takes three months or more to reapply. In fact, after their credit card application is rejected, users can call the customer service of the bank to find out what caused it, and then make improvements according to the actual situation. However, the rejection caused by poor credit information cannot be changed, even if a bank is changed.

Users can apply for credit cards through online banking, mobile banking, bank counters and other different channels. Through online banking application, they can get credit cards faster, but the amount of cards issued may be relatively low, which can be improved through subsequent use.

Users need to activate after getting a new credit card. The activation method is generally marked on the envelope of the mailing credit card, and the user can activate it by selecting one of them. When activating, you need to set the transaction password and inquiry password, which can be the same.

ICBC's credit card must be repaid on time after use, and there can be no overdue repayment, because overdue repayment will affect personal credit information, which will affect the handling of various loans after credit information becomes bad. It should be noted that after the credit card expires, the bank will collect it. The common collection method is to call the cardholder.