"First, diversified consumption, don't always spend in a few fixed places.

Second, don't swipe your credit card. Leave a little limit every month, but not too much.

Third, swipe your card many times, at least 20 times a month, not all at once.

Fourth, don't be overdue, which is the most prone to problems.

Fifth, don't brush a large number, it is easy to be controlled by the wind.

These are the basic aspects. If you don't know your card usage, you can search on WeChat, check the data in depth, and get a credit card usage report, which will analyze your card usage in detail. You can check for leaks and fill gaps, adjust your card use methods, and avoid being controlled by the wind. "