Identification information: ID card, military officer's card, etc.;
marriage certification materials: marriage certificate, divorce certificate, unmarried statement, etc.
proof of use: the first-hand building is the purchase contract, down payment invoice, etc.; The second-hand building refers to the original property ownership certificate, purchase contract and down payment receipt confirmed by the seller; The decoration loan is the renovation contract or agreement signed with the decoration company;
proof of repayment ability: proof of income, running salary or other materials that can prove income.
You need to submit other materials for the specific loan you are applying for. It is recommended that you contact the loan account manager for detailed confirmation when applying for a loan.
in addition to these materials, the credit record is also a very important part. If the credit record is not good, even if there is an account settlement certificate, it will affect the mortgage application, which is subject to the audit results.
(Response time: April 24th, 219. Please refer to the latest business changes announced by China Merchants Bank in official website. )