I have applied for a Bank of China credit card.

Bank of China’s credit card credit investigation is generally carried out by the credit card department of local branches (usually prefecture-level branches). After receiving your application form, the branch will call you to ask you a few questions (mainly: The purpose of filling out the form is to confirm that it is you who fills out the form. This is the so-called credit report. Based on the information you provide and the credit report, we will give you a comprehensive score to decide whether to approve the card and the amount of the card. . The local branch will send your identity certificate, employment certificate, credit report and other information to the Bank of China Credit Card Center (in Beijing, not Shanghai). The head office credit card center is the final check. As long as the local card department approves the card, the head office will just go ahead and send it. Usually all cutscenes are approved.

It usually takes about one month from filling out the application form to receiving the card. If the head office has completed the review, a text message will tell you whether to approve the card.