How to repay in installments with CCB credit card

If you want to handle CCB credit card installment business, you can adopt the following methods:

1. Log in to CCB personal online banking , click to enter the "Credit Card" page, select "Card Account Transactions"; then select "Credit Card Installment"; then select "Consumption Installment Application"; then click on the transaction record that requires installment; and then follow the system prompts to apply.

2. Log in to the latest version of China Construction Bank’s mobile banking client, click “Credit Card”, select “Instalment Repayment”, and then click the “Consumption Installment” menu to apply.

3. Follow the "China Construction Bank" official account on WeChat, then enter the official account, click the "Credit Card" option, enter the "Business Processing Hall", then click "" on the page, and click "For You can apply through the "Consumption Installment" menu if you recommend it.

Everyone needs to note that the Construction Bank installment payment service requires cardholders to apply for a single purchase of more than 300 yuan (inclusive) or the equivalent in foreign currency, and the application must be made 2 days before the latest bill date. (Foreign currency consumption must be within the period from the time the consumption transaction is recorded to 3 working days before the date of the latest statement).

Credit card repayment methods

The methods within the card issuing bank include: card issuing bank counter, ATM, online banking, automatic transfer, telephone banking repayment, etc. After repayment, the credit card limit will be restored immediately, and the payment will generally be credited to the account after the system processes it on the same day.

Weiyintong POS mobile phone and Weiyintong POS mobile phone are a mobile financial system personal payment terminals that can be used to directly repay by swiping cards, as well as perform transfers and other services. Instant payment!

Transfer/remittance repayment is mainly divided into two methods: inter-bank inter-bank in the same city and inter-bank inter-bank in different places. Regardless of the method of transfer or remittance, the remittance bank will charge a certain fee. At the same time, the time it takes for the money to arrive and the convenience of repayment are not as good as intra-peer repayment, online repayment, convenience store repayment and other methods.

The more common domestic online platforms for online repayment include: UnionPay Online, Kuaiqian, Shengfutong, Alipay, Tenpay, etc. Depending on the platform and bank you choose, the charging standards and specific payment arrival time will be different.

This method of convenience store repayment is mainly completed through the "Lakala" smart payment terminal installed in the convenience store. Generally, the payment time takes 2 to 3 working days. At the same time, using this There is no handling fee for repayment.

Counter repayment counter refers to bank cards issued by various networked financial institutions, which can be used to conduct RMB current deposit and withdrawal transactions through the counters of other bank branches registered in the UnionPay exchange center host system.

The "Xinpaytong" smart credit card phone for repayment is an innovative electronic product independently developed by China UnionPay, certified by the Bank Card Testing Center, and supported by financial services provided by China UnionPay's inter-bank information exchange network.

Use "Repayment Tong" to make repayments, and the fees are generally charged according to the fee standards for intra-city inter-bank transfers and long-distance inter-bank remittances stipulated by the local People's Bank of China.

Other methods In addition to the methods mentioned above, card issuers have also opened their own unique repayment methods in order to facilitate cardholders' repayment.

How to repay the CCB credit card cash installment?

After applying for the CCB credit card cash installment, the cardholder shall repay the outstanding balance within the agreed period according to the amount listed on the Long Card credit card statement. When the cardholder repays the current repayment amount listed on the bill in full before the due repayment date, the current cash installment principal repayment can enjoy the interest-free repayment period treatment; if the current repayment amount is not listed on the bill before the due repayment date, For full repayment, the current cash installment principal repayment does not enjoy the interest-free repayment period, and interest must be calculated in accordance with the "China Construction Bank Long Card Credit Card Acceptance Agreement" from the current bill date. The installment fee and installment principal amount listed in the cardholder's bill for each installment are included in the minimum repayment amount for the current period. If the cardholder fails to repay the minimum repayment amount as listed on the bill, the cardholder must also pay according to the credit card acceptance agreement. Repayment penalty.

(In case of business changes, please refer to the actual situation.

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Can I apply for installment with CCB credit card?

Can I apply for installment with CCB credit card? You can apply through four methods: WeChat application, SMS application, mobile banking application, and online application.

1. WeChat application

Follow the "CCB Electronic Banking" public account;

Bind a credit card, click "Credit Card" - "Bill Installment" - " Click here to apply for installment.”

2. SMS application

Use the mobile phone number reserved by China Construction Bank, edit the text message "CCZZ last 4 digits#amount#issue" and send it to 95533 to apply for installment repayment .

3. Mobile banking application

Enter "CCB Mobile Banking", click "Credit Card" - "Bill Installment Application" and fill in the instructions.

4. Online application

Log in to the official website of China Construction Bank. For personal online banking users, please click Apply for Bill Installment and select "Credit Card Inquiry - Select - Query Issued Bills - Apply for Bill Installment".

After entering the credit card channel, registered users click to apply for bill installment, and select "-Bill issued--RMB-Apply for bill installment".