When approving, the bank will not only refer to the car property provided by the landlord (of course, providing the car property will also add a lot of points when approving the quota, but the car property is not a guarantee, just a reference), but also refer to the landlord's work, income, social security, provident fund, individual tax and personal assets (real estate, CCB time deposit certificate, etc.). ) and credit (overdue, holding multiple banks at the same time?