Can I apply to open a China Construction Bank credit card after it has been deactivated?

If your credit card is suspended by the bank because it is overdue, you can call the CCB credit card customer service hotline after you have paid it off. Apply to reopen your credit card. But it’s hard for me to predict for you whether it can be opened in the end. Everyone’s situation is different. The bank needs to review each customer’s situation before deciding whether to reopen the credit card. Can I still apply for opening a China Construction Bank credit card that has been suspended and paid off overdue?

You can call the customer service hotline to apply for unblocking

However, whether you can use the card again depends on the review of the credit card center

If the credit card center feels that the conditions for using the card are not met, it will not be unblocked. Can I deactivate the China Construction Bank credit card?

Of course, as long as there is no outstanding balance in the credit card, go directly to the branch and ask to cancel the credit card. . Can I still apply for a China Construction Bank credit card after cancellation

Yes

1. Application conditions:

1. Aged between 18 and 60 years old, with full civil conduct Ability;

2. Have a good credit record;

3. Have a job income and the ability to repay.

2. Application materials:

1. Identity certification materials: copy of resident ID card or military officer ID card;

2. Work and income certification materials; < /p>

3. Other proof of financial resources: such as a copy of the real estate certificate, a copy of the vehicle driving license, a copy of the deposit receipt, etc.

3. Credit card application method:

1. Apply at the counter:

Bring your credit certificate to the counter to apply:

Applicants are required Submit relatively complete asset certification documents and submit materials to Industrial Bank for review by the bank's back-end review department;

After passing the review, fill in relevant information and identity information;

Issue a credit card.

2. Online banking application:

The applicant uses a savings card account under his or her name to open online banking and enter the official website of Industrial Bank;

Enter the card number, login password and verification Enter the online banking page after entering the code;

Click "Credit Card Service", you can choose to apply for a credit card under the credit card service page, fill in the information and submit, the review progress and results will be displayed on the online banking;

After approval, the credit card will be issued.

3. Counter application process:

Go to the bank branch where the credit card is processed, or ask the staff of the local Construction Bank Credit Card Center to fill in the credit card application form. The content of the application form generally includes the name of the applicant, basic information, financial status or source of income, guarantor and his basic information, etc.;

Submit certain copies of certificates and certificates to the card issuing bank;< /p>

After filling in the application form truthfully, you must submit the relevant credit certificate at the same time as the completed application form;

The application form is accompanied by a credit card use contract, and the applicant authorizes it The card-issuing bank or relevant departments investigate the relevant information and submit a statement of the authenticity of the information, the card-issuing bank's privacy protection policy, etc., and must have my signature;

The credit card application process is basically completed and waiting for the credit card to be issued. Can I still apply for a credit card after my China Construction Bank credit card expires?

In the case of China Merchants Bank credit card, the review is based on a comprehensive assessment by the system and will take into account many factors, such as work, income, stability, personal credit, etc. Condition.

If you meet the application conditions for China Merchants Bank credit card, you can try to apply. The most important requirements for applying for a China Merchants Bank credit card are that you are between 18 and 60 years old (25 to 60 years old for foreigners), have certain financial capabilities and have a good credit record. The result of credit card application shall be subject to actual review by our bank. The necessary application documents are copies of identity certificates and employment certification documents. If you can provide other financial documents, it will be more helpful for us to understand your personal situation and determine your credit limit.

If you are interested in a China Merchants Bank credit card and have never held a credit card from our bank, you can apply in the following 4 ways:

1. Please log in to the credit card website and select "Apply "Credit Card" - "New Customer Application";

2. Please bring your original identity certificate, employment certificate and financial certificate documents and go to any branch of China Merchants Bank to apply in person;

3. You can also call the customer service hotline, select "3#" in the voice message to apply for credit card consultation, and then select "1" to transfer the service specialist to register for you and notify our local staff to contact you to confirm the application.

4. If you have applied for the professional version of our bank’s online banking, you can apply through the professional version.

Please note that credit card approval will be subject to the final review result.

Apply for a CCB credit card

If you have already applied for a CCB credit card, your re-application can be approved and should be successful. You can apply for multiple credit cards with different card faces, but the total limit will not change. Two cards only use one limit.

Haha, if you need proof of your employer or property, such as a copy of your passbook, a debit card statement, or if you have deposits of more than 50,000 yuan in your own name at the bank, you don’t need proof of your employer’s employment.,, after application, Apply for a bank card within 30 days, and that's it. Haha, it's best not to overdraft withdrawals. The handling fee starts at 30 yuan per transaction. Generally, just swipe the card to overdraft. Haha, I hope there will be a solution. Is China Construction Bank's credit card approved? Is it easy to apply for a credit card?

The conditions for applying for a main credit card are: 1) Aged between 18 and 70 years old and with full capacity for civil conduct; 2) Have a stable career and income, and be able to repay principal and interest on time And have good credit.

Note: According to the regulations of the China Banking Regulatory Commission, college students who are over 18 years old must implement a second source of repayment when applying for a card. Therefore, when applying for a card, there will be relevant declaration materials that your parents (or relatives) need to fill out and submit.

Proof of financial resources includes three categories: proof of income, proof of personal assets and proof of professional qualifications.

Proof of income refers to: copies of personal income tax withholding vouchers, tax payment certificates, or social insurance policies, or provident fund payment records or payment lists for the past three months.

Proof of personal assets refers to: a copy of the local real estate certificate whose property rights belong to you or with others, a copy of the house purchase invoice for a one-time payment of the house payment, a copy of the car purchase invoice, the People's Republic of China* **A copy of the motor vehicle driving license of the People's Republic of China, a copy of our bank's savings passbook or deposit receipt.

Professional qualification certificates refer to: copies of professional qualification certificates assessed or recognized by national authoritative departments, including certified public accountants, certified auditors, lawyer certificates, etc.

If you are unable to provide the income certificate required for application, you can choose a guarantor or pledge guarantee to apply for a card (other than high-end products such as diamonds and platinum).

The pledge guarantee method refers to applying for a card through a deposit or pledge rights certificate. The minimum deposit amount of the margin is RMB 5,000 (inclusive). The pledged rights certificates include: RMB lump-sum deposit and withdrawal time deposit certificates issued by our bank and certificate-type treasury bills issued by the Ministry of Finance in 1999 and later issued by our bank.

If you apply for the card through a guarantor, the guarantor must be a Chinese citizen between the ages of 22 and 60 (exclusive) with a stable income and repayment ability; at the same time, he must have a job, a household registration, and own property in the local area. Real estate and fixed residence. The guarantor needs to sign a guarantee contract and provide a copy of his or her valid identity document, proof of income, proof of house purchase, proof of residence, and one of their copies. It is recommended that you consult our bank’s business outlets for specific application procedures. I already have 6 bank credit cards, can I still apply for a China Construction Bank credit card?

You can apply, as long as you have no bad records. In addition, it is enough for a peer to apply for one. The limit in a bank is fixed, and the card limit is unlimited.

You don't want to cash out, do you? How do you manage to apply for so many cards? Can I apply for a quick loan with a China Construction Bank credit card?

For details, you can consult the bank’s customer service

Conditions for loan business:

1. Natural persons aged 18 to 65 years old;

2. The actual age of the borrower plus the loan application period should not exceed 70 years old;

3. Have a stable career, stable income, and the ability to repay the principal and interest of the loan on time;

4. Good credit, no bad records, and the loan purpose is legal;