Each bank has points that can be exchanged for gifts, but each has its own merits.

To exchange points for high-end products, choose the five major state-owned banks. If the value of high-end products is set above 4,000 yuan, except for the five major state-owned banks: ICBC, Bank of China, Agricultural Bank of China, China Construction Bank and Bank of Communications, basically joint-stock banks No exchange for high-end items.

Take high-end products as an example. If you spend 5 million yuan, or 5 million points, from ICBC, you can exchange for 50 grams of gold bars. The market price is 13,600 yuan. The value of the redeemable gift for every 100 yuan spent is 0.27 yuan;

Agricultural Bank of China spends 2.85 million yuan, that is, 2.85 million points can be redeemed for a Canon digital SLR 500D camera. The market price is 4,400 yuan. The value of the redeemable gift for every 100 yuan spent is 0.15 yuan;

Bank of China: The Longines Jialan series women's watch requires 4.2 million points to redeem, which means you need to spend 4.2 million yuan. The watch is worth about 8,000 yuan, and the gift value is 0.19 yuan for every 100 yuan spent; China Construction Bank: Spend 5 million yuan, which means 5 million points can be redeemed. An Aosheng massage chair worth 10,000 yuan can be redeemed as a gift worth 0.20 yuan for every 100 yuan spent; Bank of Communications: Spending 8.8 million yuan, or 8.8 million points, can be redeemed for an OMEGA watch worth 20,000 yuan, and the gift can be redeemed for every 100 yuan spent. The value is 0.22 yuan.

What can Bank of Communications credit card points be redeemed for?

1. You can use Bank of Communications credit card points to redeem cash. 2. You can redeem gifts or air miles without going online or making phone calls. You don’t need to wait for delivery. You can easily use your points to redeem products by going to the points merchant designated by the Bank of Communications credit card. The points can be used directly as cash. It is a simple swipe and a great value experience. . The Platinum Card can also enjoy a 15% discount on purchases at point merchants. 3. To spend points at merchants, swipe your card at designated merchants and you can use your points to offset your consumption on the spot. Such as Starbucks and Haagen-Dazs, and other merchants will launch it one after another.

What can Guangfa Credit Card points be redeemed for?

1. In the regular gift area of ??Guangfa Bank Credit Card Points Mall, 20,000 points can be redeemed for Guangdong 7-11 convenience store 10 yuan cash coupons, Debo Him (knife set), Disney Pooh learning chopsticks and other point redemption products.

2. Food, entertainment, and use are all very practical, and according to the type of user card, it is divided into regular gift area, top card/platinum card area, hope card area, value-added service area, and promotions / Points shopping area.

3. To redeem exclusive card points for mileage, log in to Guangfa’s official website and click “Points Mall → Value-added Service Area → Airline Miles” to redeem. Can be redeemed for China Southern Airlines, Air China, Asia Miles miles and China Eastern Airlines points.

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