Many friends think that having their credit card reduced is just a trivial matter and not a big problem. They can just find a way to recover it later. However, there is a type of credit card reduction that can directly turn the credit card limit into a negative number. What is the specific situation? Let me introduce it to you below.

What happens when the credit card limit is reduced to a negative number

Several situations that lead to a negative increase in the credit card limit: 1. The temporary limit of the credit card expires, and the used part of the limit is on the credit card It will be shown as a negative number in the bill;

2. After the credit card is maxed out and the credit card over limit is used, the credit card limit will be shown as a negative number;

3. That is what we focus on in this article After the credit card is reduced, the existing credit card limit is lower than the repayment amount.

Can I still use the card when the credit card limit is negative?

If the credit card limit is negative, you cannot continue to use the card. After all, in this case, there is no available limit in the credit card. If you want to continue using the card, you can only wait until the credit card is repaid and the limit is transferred to the full limit. I would like to remind everyone that for temporary quotas and over-limit repayments, you can only choose full repayment, and installment repayments and minimum repayments are not allowed.