In addition to banking services such as deposits, financial management, insurance, etc., credit cards are now also a must-have. As competition intensifies, more choices are provided to customers. There are so many card options, including China Everbright Bank, major co-branded themes, and various promotions, so you need to study carefully to choose the right one. What are the Everbright credit cards? Mainly divided into these categories. 1 According to the annual fee and credit limit: the commonly used cards of Everbright Credit Card are divided into Gold Card and Platinum Card. The annual fee for the Gold Card is waived for the first swipe, and the limit is less than 50,000 yuan, which is suitable for ordinary consumers; the annual fee for the Platinum Card is 1,188 yuan, and 688 is discounted for the first swipe. After that, every 200,000 points can be used to offset the annual fee for the whole year, with a limit of 50,000 yuan. to 150,000, suitable for high-end consumers. 2. Divided by theme and characteristics: There are many Everbright co-branded cards, covering various needs and preferences such as video, food, travel, and daily consumption. If you like watching movies and videos, you can choose the iQiyi co-branded gold card, Everbright Douyin co-branded card, or Migu Video co-branded card. If you often order takeout, you can choose the Ele.me co-branded card. If you like traveling, there are Ctrip Elite Platinum Card and Sunshine Business Travel Credit Card. , CYTS Credit Card, as well as Vipshop Xiaohua Card, JD Xiaobai Card, etc. that focus on daily consumption. 3. Divided according to preferential activities: In addition to the 10 yuan movie watching, food, singing, and car washing, other discounts have different focuses based on different joint themes. Because each bank only has one credit card limit, you must consider your own needs before applying for a card. You must not only experience the convenience of pre-payment, but also enjoy the exclusive benefits it brings.