How to check the billing date of a credit card
If you want to check the billing date and repayment date of the credit card you hold, there are mainly the following methods:
1 .Online Banking/Mobile Banking/Credit Card APP:
Customers can directly log in to the issuing bank’s personal online banking or mobile banking client or credit card APP, find the card to be queried, enter the bill management page, and click on the current bill or previous You can find out by entering the details page of the bill. The billing date and repayment date will be indicated on the bill.
2. Customer service hotline:
Customers can call the customer service hotline of the card-issuing bank and apply to the customer service staff to check the billing date and repayment date of the card through the manual service channel. The customer service staff After verifying that the customer information is correct, we will help inquire and inform the customer.
3. Card letter/statement:
Banks generally send statements to customers every month, so customers can look up the statement for that month to know the card statement. When is the due date? The billing date and repayment date of the card will also be indicated in the card letter that was sent when the bank sent the card, so it can also be found through the card letter.
The most cost-effective thing is to swipe the card the day after the bill is due, so that you can have an interest-free period of up to 50 days.
The billing date is when the card-issuing bank regularly summarizes and settles all transactions and charges on your credit card account for the current period every month, calculates interest, calculates the total amount owed and the minimum repayment amount for the current period, and sends you a statement. This date is the date your credit card is billed.
There are two types of credit cards: chip cards and magnetic stripe cards. When swiping a card with a chip, you can directly paste the chip on the fast pass mark of the POS machine to read the card (Quick Pass is a payment method launched by UnionPay), which is safe and convenient; if the POS machine does not have the Quick Pass mark, place the chip on one side of the card. Insert it into the card slot of the POS machine to complete the card reading. Although there is a magnetic strip on the back of the chip card, you cannot swipe the magnetic strip when swiping the card, otherwise a downgrade transaction will be prompted. Credit cards without chips can be read directly by swiping the magnetic stripe. The most cost-effective thing is to swipe the card the day after the bill is due, so that you can have an interest-free period of up to 50 days.
The billing date is when the card-issuing bank regularly summarizes and settles all transactions and charges on your credit card account for the current period every month, calculates interest, calculates the total amount owed and the minimum repayment amount for the current period, and sends you a statement. This date is the date your credit card is billed.
There are two types of credit cards: chip cards and magnetic stripe cards. When swiping a card with a chip, you can directly paste the chip on the fast pass mark of the POS machine to read the card (Quick Pass is a payment method launched by UnionPay), which is safe and convenient; if the POS machine does not have the Quick Pass mark, place the chip on one side of the card. Insert it into the card slot of the POS machine to complete the card reading. Although there is a magnetic strip on the back of the chip card, you cannot swipe the magnetic strip when swiping the card, otherwise a downgrade transaction will be prompted. Credit cards without chips can be read directly by swiping the magnetic stripe.
The cardholder’s personal behavior. Cardholders play the trick of "other people swiping their own cards for purchases", swiping other people's shopping accounts to their own cards to increase points, and the shoppers return cash to the cardholders. This is a real win-win for cardholders. Because many banks have launched value-added services while issuing credit cards and carried out activities such as redeeming consumption points for gifts, thus stimulating people's enthusiasm for card application and consumption. The second is that cardholders cooperate with merchants or some "loan companies" and "intermediary companies", and cardholders obtain cash by paying merchant handling fees. The POS machines of general merchants are used to conduct false transactions to transfer the amount on the credit card. The merchant or "loan company" or "intermediary company" pays cash on the spot (cash is paid to the cardholder), and the handling fee paid by the cardholder to the merchant is lower than the handling fee paid by the bank.
How to check the credit card statement date How to check the credit card statement date
1. Mobile banking: Log in to mobile banking, click "My → All", slide down to find the credit card section, Click "Credit Card", then click the card icon in the upper right corner, enter "Settings Management → Customer Management → Customer Comprehensive Inquiry", the interface will display "Monthly Bill Date" and "Repayment Due Date of this Period".
2. Online banking: After you log in to the public version or professional version, click "Account Management → Account Inquiry" and check the bill date in "Account Information → Monthly Statement Date"; in "Repayment Information → "Repayment due date of this period" to view the repayment date of this period.
How to check the statement date and repayment date of China Construction Bank credit card?
Customers can check the billing cycle in the "Overview" through the "Credit Card-Bill Inquiry" menu of CCB Mobile Banking, and the expiration date is the billing date. In addition, the customer's billing date will also be indicated on the card letter when the customer receives the CCB credit card, and multiple CCB credit cards must use the same billing date.
On the credit card statement date, CCB will send the CCB credit card statement to the customer through the bill delivery method agreed with the bank when the customer signed the contract. The customer's current credit card repayment date will be clearly marked on the statement.
(In case of business changes, please refer to the actual situation.)
How to check the date of the credit card statement?
Credit card statement date: refers to the day when the credit card statement is issued. On the billing day, ICBC will provide you with a credit card statement and indicate on the statement the credit card records from the previous statement date to the current statement date. Account status, reminding you how much you should repay on the due payment date; credit card due payment date: refers to the latest day when you need to repay the credit card. If you fail to repay on the due repayment date, interest may accrue. or liquidated damages.
You can log in to ICBC e-Life, select the card you want to query through the "Finance" page, and click "Settings - Basic Settings" to query the credit card bill date/repayment date. In addition, you can also make inquiries through online banking, mobile banking and other channels.
(Answer time: August 7, 2019. In case of business changes, please refer to the actual situation.)
About how to check the statement date of your credit card and how to check the credit card This concludes the introduction to bill day. Did you find the information you need?