Busy credit card system refers to the abnormal handling of credit card business due to network communication failure, upgrading of the banking system, abnormal credit card status, credit card spending exceeding the upper limit, server crash and other reasons.

1. network communication failure. When the user handles the credit card business, the network breaks down, which will cause the system to prompt that the credit card system is busy. The user needs to check the network connection and re-enter the system.

2. The banking system is being upgraded. Users will be prompted that the credit card system is busy when they enter the system to handle business during the upgrade of the banking system, so users can avoid the upgrade period and then operate.

3. The status of the bank card is abnormal. When the bank card status is abnormal due to user's improper operation and other reasons, and the credit card system is busy, the user needs to determine the reason for the abnormal status of the bank card and contact the bank staff for recovery.

4. the credit card consumption limit exceeds the upper limit. When the credit card spending limit exceeds the limit, the bank will reject the transaction, and it may also prompt that the credit card system is busy.

5. The server crashed. Due to the busy credit card system caused by the excessive number of current visitors, users only need to avoid the peak period of access.

what should I do if my credit card is unable to repay?

1. apply to the bank for the minimum repayment amount for repayment.

2. Apply for repayment by installments.

3. negotiate with the bank to apply for an extension of repayment or stop paying interest.